Power Finance Corporation Ltd. (PFC)

Overview

Premier Financial Corp., headquartered in Defiance, Ohio, is a diversified financial services company offering a wide spectrum of banking services through its subsidiaries. Originally known as First Defiance Financial Corp., the company underwent a rebranding in June 2020 to become Premier Financial Corp. With a rich heritage dating back to 1920, Premier Financial has established a significant presence in the financial sector, extending its operations across Ohio, Michigan, Indiana, Pennsylvania, and West Virginia. The company is designed to cater to the diverse financial needs of its customers, providing an extensive array of banking, loan, insurance, and digital banking solutions underpinned by a commitment to excellence and customer service.

Products and Services

• Banking Accounts: Premier Financial Corp. offers a comprehensive range of accounts to fit varying needs, including demand, checking, money market, and savings accounts, alongside certificates of deposits and a certificate of deposit account registry service. These accounts are designed to provide flexibility and convenience, catering to both day-to-day banking needs and long-term savings goals.

• Investment Products: A diverse selection of investment products is available, including but not limited to U.S. treasury obligations, federal agency obligations, state and political subdivision obligations, mortgage-backed securities, residential collateralized mortgage obligations, and corporate bonds. These investment opportunities are tailored to help individuals and businesses optimize their investment portfolios and achieve their financial objectives.

• Loans: The company offers a variety of loan products such as residential and commercial real estate loans, commercial loans, construction loans, home improvement and home equity loans, installment loans, and consumer loans. These financing solutions are designed to fulfill the diverse borrowing needs of customers, whether they are looking to purchase a home, fund a business venture, or address personal financial requirements.

• Insurance Agency Services: Through its subsidiaries, Premier Financial Corp. delivers a range of insurance products including property and casualty, life, and group health insurance. The company’s goal is to provide comprehensive insurance solutions that safeguard customers’ assets and provide peace of mind.

• Mezzanine Funding Services: Premier Financial Corp. extends specialized mezzanine funding services, offering subordinated debt or preferred equity instruments that fill the gap between traditional debt financing and equity. These services are particularly beneficial for companies seeking flexible financing solutions to support growth or acquisition strategies.

• Digital Banking Services: Recognizing the importance of convenient access to banking services, Premier Financial Corp. offers robust digital banking solutions. Customers can enjoy mobile banking, Zelle, online bill pay, and online account opening. Additionally, the MoneyPass ATM network provides widespread access to ATMs without incurring fees, enhancing the banking experience for digitally savvy customers.