Positive Physicians Holdings, Inc. (PPHI)

Overview

Positive Physicians Holdings, Inc. is a specialized insurance provider focusing on medical malpractice insurance through its subsidiary, Positive Physicians Insurance Company. Founded in 2002 and based in Berwyn, Pennsylvania, the company is a cornerstone in providing tailored insurance solutions to healthcare professionals. It operates under the umbrella of Insurance Capital Group, LLC, catering to a diverse clientele across various states including Pennsylvania, New Jersey, Ohio, Delaware, Maryland, South Carolina, Michigan, Florida, and Texas. Positive Physicians Holdings, Inc. has carved a niche in the medical insurance sector with its commitment to offering comprehensive coverage solutions that address the unique needs of medical professionals and healthcare entities.

Products and Services

• Claims-Made Medical Professional Liability Coverage:

This product offers protection for medical professionals and healthcare entities against claims that are made within the active policy period. It is designed to cover liabilities arising from professional services rendered while the policy is in effect, providing a safeguard against potential legal costs and damages.

• Claims-Made Plus Medical Professional Liability Coverage:

An enhanced version of the standard claims-made coverage, this product includes additional features and benefits tailored to meet the evolving needs of healthcare professionals. It offers an extended reporting period, allowing claims to be reported even after the policy has expired, under certain conditions.

• Tail Medical Professional Liability Coverage:

Also known as extended reporting period coverage, this product is designed for medical professionals transitioning between policies or retiring. It extends the timeframe during which a claim can be reported, providing continued protection against liabilities after the original policy has ended.

• Occurrence-Based Medical Professional Liability Coverage:

This coverage option provides lifelong protection for incidents that occur during the policy period, regardless of when the claim is actually made. It offers the most comprehensive protection for medical professionals, ensuring peace of mind for services rendered during the policy term.

Positive Physicians Holdings, Inc. distributes its range of medical professional liability insurance products through a network of approximately 82 retail producers. The company prioritizes accessibility and extensive coverage to ensure that healthcare providers across its operational territories can practice with confidence, knowing they are protected against the inherent risks of their profession.