Peoples Bancorp NASDAQ: PEBO reported second-quarter diluted earnings per share of $0.78, or $0.96 on an adjusted basis, as management pointed to higher net interest income, lower credit-loss provision and improved capital ratios during the company's earnings call for the three and six months ended June 30, 2026.
Peoples Financial Services remains a very soft ‘buy' as the easy money has been made, but modest upside persists. PFIS demonstrates solid asset quality, with only 0.28% of loans and 0.23% of assets classified as non-performing. Net interest margin improved to 3.67%, aided by lower brokered deposits and declining interest rates, despite a slight dip in net profits.
Peoples Bancorp of North Carolina (PEBK) maintains disciplined lending, resulting in low loan loss provisions and steady net profit growth. PEBK's low dividend payout ratio enables rapid book value per share growth through retained earnings, supporting future loan expansion. The bank's asset base remains liquid, with over 20% in cash and securities, and non-performing assets are well-collateralized by real estate.
| Banks Industry | Financials Sector | Anthony J. Gabello CEO | OTC PINK Exchange | 711215103 CUSIP |
| US Country | 5 Employees | 15 Jun 2026 Last Dividend | 21 Nov 2018 Last Split | - IPO Date |
Peoples Ltd. stands as the primary holding entity for PS Bank, embarking on delivering an extensive array of financial solutions targeted towards individuals, small-scale businesses, and corporate clientele across Pennsylvania, USA. Since its inception in 1914, stationed in Wyalusing, Pennsylvania, the institution has committed itself to fulfilling the diverse financial necessities of its customers, underpinned by a century-long legacy of trust and service excellence.
Peoples Ltd., through PS Bank, offers a comprehensive suite of products and services designed to meet the financial needs of its diverse clientele: