Resimac Group Limited (RMC)

Overview

Resimac Group Limited operates as a prominent non-bank financial institution specializing in providing a broad range of residential mortgage and asset finance lending solutions primarily in Australia and New Zealand. The company has established a strong presence through its Australian Lending Business and New Zealand Lending Business segments, catering to a diverse customer base. Originally known as Homeloans Limited, the organization underwent a rebranding to Resimac Group Limited in December 2018, marking a significant milestone since its foundation in 1985. With its headquarters located in Sydney, Australia, Resimac Group Ltd has evolved into a key player in the non-banking financial sector, offering an array of financial products and services through a network of brokers and wholesale channels, notably under the Resimac, Resimac Asset Finance, and homeloans.com.au brands.

Products and Services

• Prime and Specialist Lending Products - Resimac Group offers a variety of lending solutions designed to meet the needs of a wide range of borrowers, including those with unique financial situations.
• SME/Commercial Finance Products - The company extends its expertise to small and medium-sized enterprises, providing them with tailored commercial finance options to support their growth and operational needs.
• Home and Car Loans - Resimac Group facilitates homeownership and vehicle purchases through its competitive home and car loan offerings, catering to individual borrowing needs.
• Mortgage Originator, Trustee, Lender, and Mortgage Manager and Broker Services - The company plays a multifaceted role in the mortgage industry, offering comprehensive services that encompass the roles of mortgage originator, trustee, lender, and mortgage manager and broker.
• Consumer and Commercial Lending - Aside from residential mortgages, Resimac Group provides consumer and commercial lending services, addressing the financial requirements of a broader clientele.
• LMI Captive Insurer and Record Lending Services - The company offers Lenders Mortgage Insurance (LMI) through its captive insurer, ensuring a range of mortgage protection and lending services.
• Trust Manager and Servicer; Warehouse Mortgages; Issuer of Residential Mortgage-Backed Securities - Resimac acts as a trust manager and servicer, engages in warehouse mortgage financing, and issues residential mortgage-backed securities, illustrating its comprehensive involvement in the mortgage financing ecosystem.
• Managed Investment Trust Services - The company also provides managed investment trust services, catering to investors looking to diversify their portfolios with real estate investments.