Robeco Global FinTech Equities D EUR (ROBL)

Overview

Robeco Global FinTech Equities D EUR is an actively managed equity fund that is denominated in euros. This fund aims to invest worldwide in stocks that are part of the fintech sector, which encompasses both developed and emerging markets. The primary goal of the fund is to outperform the broad equity index, like the MSCI All Country World Index, through extensive fundamental analysis of a proprietary fintech universe. This universe includes various segments like payments, financial infrastructure, financial management, data & analytics, and digital assets.

The investment approach of Robeco Global FinTech Equities D EUR is centered around custom valuation models that identify stocks with significant earnings potential and reasonable valuations. The assessments are conducted through a careful examination of industry trends, discussions with management, and insights from sector experts. Furthermore, the fund categorizes its holdings into three main classifications: winners (established leaders), challengers (high-potential newcomers), and enablers (technology supporters for finance).

With approximately 263 long positions, the fund showcases a robust focus on technology, allocating about 46% of its portfolio to this sector and 43.4% to financial services. A significant portion of investments, more than 70%, is concentrated in the Americas, while the remaining is distributed across Asia and Europe. Top holdings in the fund include industry leaders such as Adyen, PayPal, Fiserv, S&P Global, and Shopify. Established in November 2017 under Robeco Luxembourg SA, the fund embeds sustainability into its investment process through the incorporation of ESG factors. Its practices include exclusions, engagement, and voting, which comply with Article 8 of the EU Sustainable Finance Disclosure Regulation. The fund’s strategic focus allows it to capture trends related to fintech digitization while also offering diversified exposure to innovative financial technologies.

Products and Services

• Equity Fund Investment: The Robeco Global FinTech Equities D EUR fund provides investment in global equities within the fintech sector. This helps investors gain exposure to innovative financial solutions and technologies, allowing them to capitalize on growth opportunities across developed and emerging markets.
• Fundamental Analysis: The fund utilizes in-depth fundamental analysis to assess potential stocks, which includes detailed evaluation of a proprietary fintech universe. This rigorous analysis ensures that selected investments are not only aligned with market demands but also possess strong earnings prospects.
• Custom Valuation Models: A unique feature of the fund is its application of custom valuation models. These models help in identifying stocks that are undervalued or have significant growth potential, thereby enhancing the likelihood of outperforming benchmark indices.
• ESG Integration: The fund integrates Environmental, Social, and Governance (ESG) factors into its investment strategy, ensuring adherence to sustainable finance principles. This approach includes various practices such as engagement with companies, voting on significant issues, and excluding investments that do not meet sustainability criteria.
• Market Segmentation: The fund categorizes its holdings into three distinct segments: winners, challengers, and enablers. This classification aids in maintaining a balanced portfolio that captures both established and emerging players in the fintech space.
• Diverse Geographic Exposure: With a primary focus on the Americas, the fund also allocates resources to Asia and Europe. This geographic diversification helps mitigate risks while providing extensive opportunities in different regional fintech markets.
• Top Holdings: The fund features prominent investments in top-tier companies such as Adyen, PayPal, Fiserv, S&P Global, and Shopify. These holdings represent leading entities in the fintech space, contributing to the fund's strategic objectives and long-term growth potential.