Southern Financial Corp. (SFCO)
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Southern Financial Corp. Profile
| Banks Industry | Financials Sector | Jamin Hujik CEO | OTC PINK Exchange | 84289R106 CUSIP |
| US Country | 67 Employees | - Last Dividend | 15 Jul 2026 Last Split | - IPO Date |
Overview
Southern Financial Corporation operates as a parent company for Southern Bank, engaging in providing a variety of banking products and services tailored for both personal and business needs. The formation, initially known as Sardis Bankshares, Inc., underwent a name change to Southern Financial Corporation in April 2021, marking a strategic rebranding move. Founded in the year 1945, Southern Financial Corporation stands with its roots deep in Spartanburg, South Carolina, showcasing a long-standing history of financial services and community engagement.
Products and Services
- Personal and Business Checking Accounts:
Offering a range of checking account options to meet the diverse financial needs of individuals and businesses. These accounts are designed to provide convenience and efficiency in managing daily financial transactions.
- Savings and Money Market Accounts:
Designed for savers who are looking to earn interest on their deposits while enjoying some degree of liquidity. These accounts serve as safer investment options for customers aiming to grow their funds with reduced risk.
- Certificates of Deposits:
For customers seeking higher interest rates compared to standard savings accounts, certificates of deposit offer a fixed interest rate over a specified term, making them a solid investment choice for short to medium-term savers.
- Mortgages:
Supporting individuals in their homeownership journeys, Southern Financial Corporation provides a variety of mortgage options to suit different needs, including fixed-rate mortgages for those seeking predictability in their monthly payments.
- Business Lending Services:
Catering to the financial growth needs of businesses, these lending services encompass a range of loan products designed to help businesses expand, manage cash flow, and undertake new projects.
- Digital Banking Services:
Emphasizing convenience and accessibility, Southern Financial Corporation offers advanced digital banking solutions. This allows customers to manage their finances efficiently through online and mobile platforms, ensuring that banking services are just a few clicks away.
