Saturna Growth Fund Z (SGZFX)

Overview

The fund described focuses on investing in bonds across the globe, prioritizing issuers that exhibit sustainable characteristics. This approach aligns with environmental, social, and corporate governance (ESG) criteria, emphasizing the importance of investing in companies that are not only financially robust but also responsible stewards of society and the environment. The fund is committed to maintaining a significant portion of its assets in high-grade bonds while also allocating a portion to higher-yield, potentially higher-risk bonds. This dual strategy seeks to balance risk and return while adhering to sustainable investment principles.

Products and Services

The fund offers investment opportunities mainly focusing on bonds that align with sustainable and responsible investment criteria. Below are the key products and services it provides:

• Global Bond Investment:

  Invests a minimum of 80% of its assets in bonds issued by companies worldwide that demonstrate sustainable characteristics. This is directed towards investors aiming to contribute positively to environmental and social governance (ESG) factors through their investments.

• High-grade Bonds Investment:

  Allocates at least 65% of its assets in high-grade bonds rated within the four highest categories (AAA, AA, A, or BBB). This service caters to investors seeking stable returns with a moderate level of risk, focusing on bonds from financially solid and profitable companies with strong sustainability practices.

• Unrated and Junk Bonds Investment:

  May invest up to 35% of its assets in unrated and junk bonds. This offering is designed for investors looking for higher yield opportunities, albeit with a higher risk, in companies that may not have a high credit rating but still exhibit strong sustainable characteristics or are improving in this area.