Thrivent Moderate Allocation Fund Class S (TMAIX)

Overview

The fund seeks to cater to investors aiming for moderate long-term capital growth while maintaining a reasonable stability of principal. It is tailored for those who are comfortable with moderate levels of risk and volatility. To achieve its objective, the fund employs a strategy of investing in a diverse mix of other funds managed by the Adviser, alongside directly held financial instruments. This approach allows for a broad exposure to various types of investments, optimizing the potential for growth and stability.

Products and Services

• Equity Securities Allocation

This component of the fund's strategy involves allocating 45%-85% of its assets in equity securities. This range enables the fund to adjust its exposure based on the current market conditions and the Adviser's outlook on the potential for growth versus risk. Equity securities, such as stocks, represent ownership in companies and are purchased with the hope that their value will increase over time, providing capital gains to the investors.

• Debt Securities Allocation

Complementing its equity investments, the fund allocates 15%-55% of its assets in debt securities. This portion is designed to add a layer of stability to the portfolio since debt instruments, such as bonds, tend to be less volatile than stocks. They provide regular income through interest payments, adding an element of predictability and safety to the fund's overall returns. This balanced approach allows investors to benefit from the potential for growth in equities while mitigating risks through stable income sources from debt securities.