OXPAY Financial Ltd. (TVV)

Overview

OxPay Financial Limited is a dynamic entity that operates in the realm of merchant payment and digital commerce solutions, with active footprints spanning Singapore, Malaysia, and Thailand. Established in 2005 and headquartered in Singapore, the company has carved a niche for itself by offering an integrated platform that caters primarily to merchants in the retail, transportation, and food and beverage sectors. The essence of OxPay’s services revolves around providing online-to-offline financial solutions, thereby bridging the digital and physical commerce divide. The firm also specializes in supplying a diverse array of software-as-a-service offerings, both proprietary and licensed, alongside the development of customized software solutions. Its operations extend to the sale and lease of innovative smart POS terminals, indicating a holistic approach to servicing the payment and transactional needs of businesses.

Products and Services

Within its comprehensive suite of offerings, OxPay Financial Limited provides a variety of products and services designed to enrich the merchant and consumer experience alike:

• Payment Solutions: This encompasses everything from traditional card acceptance to alternative payment methods, ensuring merchants can cater to a wide customer base with varying payment preferences.
• Cross Border and Local Payout Solutions: Tailored financial services facilitating both international and domestic transactions, designed to streamline the payment process for businesses operating on multiple fronts.
• Online and Offline Solutions: A blend of digital and physical payment solutions that allow merchants to accept payments both in-store through POS systems and online via e-commerce platforms.
• Software-as-a-Service: The company offers both proprietary and licensed SaaS solutions, alongside tokenisation/detokenization services, catering to the evolving needs of modern businesses.
• Bespoke Software Development: For clients with unique needs, OxPay engages in the custom development of software solutions, tailoring services to fit specific operational requirements.
• Smart POS Terminals: Sale and lease options for state-of-the-art POS terminals, reflecting the company’s commitment to equipping businesses with the latest technology.
• Comprehensive Merchant Services: OxPay’s offerings extend to include a vast array of merchant services such as on-the-go virtual terminals, buy now pay later options, e-commerce, and social media live selling solutions. The company also provides advanced POS hardware, order management systems, capital lending, customer data analytics, CRM, card and loyalty program aggregation, omni-channel brand management, and expense and inventory management solutions.
• Aggregator and Master Merchant Services: Acting as an intermediary for electronic payment processing, OxPay simplifies the transaction process for merchants and consumers alike.
• Financial and Blockchain Technology Services: The firm is not just limited to financial services but also delves into the provision of blockchain technology solutions, illustrating its adaptability and forward-thinking approach.