Tri-County Financial Group Inc. (TYFG)

Overview

Tri-County Financial Group, Inc. is a bank holding company based in Mendota, Illinois, established in 1986. It operates through its subsidiary, First State Bank, catering to both individual and corporate clients across the United States. The bank has an extensive presence, with facilities and branches located in numerous cities within Illinois including Mendota, Peru, LaMoille, McNabb, Streator, Ottawa, Earlville, Bloomington, Oakbrook Terrace, St. Charles, Geneva, Batavia, North Aurora, Shabbona, Waterman, Sycamore, Rochelle, Princeton, and West Brooklyn. Additionally, it has mortgage banking offices extending into Wisconsin, illustrating its wide-reaching service network intended to make banking accessible and convenient to a broad spectrum of customers.

Products and Services

• Demand Deposits and Certificates of Deposit

Offers traditional banking deposit products that provide customers with options to manage their liquid assets efficiently.

• Personal and Business Checking and Savings Accounts

Provides a variety of checking and savings account options tailored to meet the specific needs of both individual and business clients, ensuring flexibility and convenience in money management.

• Loans and Credit Services

- Home Mortgage and Home Equity Lines of Credit: Financial solutions for home buyers and homeowners to finance property purchases or utilize home equity.
- Auto and Personal Loans: Personal financing options for automobile purchases and other personal needs.
- Commercial Real Estate, Business Term Loans, Agriculture, and Farm Machinery Loans: Customized lending options for businesses and farmers, supporting commercial property investments, operational needs, and agricultural operations.
- Installment Loans and Secondary Market Mortgage Services: Diverse lending services including installment loans for personal use and assistance with mortgage loans sold in the secondary market.

• Personal and Business Credit Cards

Offers a range of credit card options designed to suit the financial needs and spending habits of individuals and businesses, with various benefits and rewards.

• Business Services

Includes a suite of services such as online and mobile treasury management, ACH and check positive pay, merchant card services, remote deposit capture, and FSBpaynow, catering to the operational and financial management needs of businesses.

• Mortgage Banking, Insurance, and Other Investment Services

Provide additional financial products and services including mortgage banking, various insurance products, and investment services designed to meet the comprehensive financial planning needs of its clients.