United Bancshares Inc. (UBOH)

Overview

United Bancshares, Inc., established in 1904 and headquartered in Columbus Grove, Ohio, functions as the bank holding company for The Union Bank Company. It engages in providing a broad array of commercial and consumer banking services. The institution stands out for its deep-rooted history and commitment to serving the financial needs of northwest and central Ohio through its comprehensive banking solutions and personalized services.

Products and Services

Deposit Products: The company offers a variety of deposit products catering to individual and business needs. These include checking and savings accounts, demand deposit accounts, money market deposit accounts, term certificates, individual retirement accounts (IRAs), and certificates of deposit (CDs). Each of these products is designed to provide secure and efficient ways to manage finances, save money over time, and plan for retirement.

Loan Products: United Bancshares, Inc. provides an extensive range of loan products, including commercial and residential real estate loans, agricultural loans, commercial and industrial loans, home equity loans, and various types of consumer and small business administration loans. These offerings are tailored to help individuals and businesses finance properties, expand operations, or meet personal and professional financial goals through tailored lending solutions.

Wealth Management and Insurance Services: The company extends its financial services to include wealth management, financial needs analysis, mutual funds, securities trading, annuities, and life insurance. It aims to offer comprehensive financial planning and investment services that help customers grow, manage, and protect their wealth effectively.

Treasury Management and Online Services: United Bancshares, Inc. offers advanced treasury management services, online and mobile banking, automatic teller machine (ATM) access, bill pay services, safe deposit box rentals, payment services, and other personalized banking solutions. These services are designed to enhance the banking experience by providing convenience, accessibility, and security for managing daily financial transactions and business operations.