Ujjivan Small Finance Bank Ltd. (UJJIVANSFB)

Overview

Ujjivan Small Finance Bank Limited is a distinguished banking and financial services institution based in India, operational since 2016. Headquartered in Bengaluru, the bank conducts its operations across diverse segments, including Treasury, Retail Banking, and Corporate/Wholesale Banking. It stands out for offering a broad spectrum of financial solutions catered to meet the needs of various customer segments in the country. Through its extensive service portfolio that encompasses various account types, deposit schemes, loan products, and additional banking services, Ujjivan Small Finance Bank aims to address the financial necessities of its clients in a comprehensive manner.

Products and Services

• Accounts: The bank offers multiple account types such as current, savings, salary, and NRI accounts, fulfilling the everyday banking needs of individuals and businesses.
• Deposits: A wide variety of deposit schemes including fixed, recurring, TASC fixed, and tax saver fixed deposits are available, providing customers with options for saving and growing their funds.
• Group Loans: Featuring business, family, agriculture and allied, education, WATSAN loan, GL top-up, emergency, and smartphone loans to support communities and groups in their various financial endeavors.
• Individual Loans: Offers individual business, livestock, agriculture, and bazar loans, as well as home improvement loans, catering to personalized financial requirements of customers.
• Vehicle and Gold Loans: Specialized loans which include financing for the purchase of vehicles and loans against gold, providing secure and accessible credit options.
• Housing and Micro-Mortgages Loans: This category encompasses home purchase and construction loans, home improvement and equity loans, commercial purchase loans, and more, facilitating ownership and improvement of property.
• Micro and Small Enterprise Loans: A range of products such as loan against property, secured business loans, and overdraft against property among others, designed to support the growth of micro and small enterprises.
• Banking Services: Comprehensive banking solutions including mobile, phone, net, SMS, and missed call banking facilities, alongside debit and credit cards for ease of financial transactions.
• Insurance Products: Offering a variety of insurance options like credit life, endowment, term, ULIP, motor, property, home content, health, and personal accident insurance to protect against unforeseen events.
• Retail Forex and Trade: Services in retail forex and trade, catering to the forex trading needs of customers and assisting in international trade financing.