U Y Fincorp Ltd. (UYFINCORP)

Overview

U. Y. Fincorp Limited is an established non-banking financial institution based in Mumbai, India, offering a broad spectrum of financial and related services. The institution was originally incorporated in 1993, marking its presence in the financial sector for several years. Initially known as Golden Goenka Fincorp Limited, the company underwent a rebranding, adopting the name U. Y. Fincorp Limited in December 2018. This strategic move was aimed at aligning the company's identity with its evolving business model and broader service offering. Specializing in both fund-based and fee-based services, U. Y. Fincorp Limited caters to a diverse clientele, including corporations and individuals, by facilitating various financial solutions tailored to their specific needs.

Products and Services

• Fund-based Services:

  These services are central to U. Y. Fincorp Limited's operations, encompassing a wide range of financial solutions designed to support the growth and operational needs of businesses and individuals alike. Notable offerings include:

  • Infrastructure, Real Estate, and Industrial Assets Funding: Provides crucial financial support for the development and acquisition of infrastructure, real estate, and industrial assets.
  • Loan Against Share and Properties: Offers loans secured against shares and properties, providing clients with liquidity while allowing them to retain ownership of their assets.
  • Inter Corporate Deposits: Facilitates short-term borrowing between corporate entities, offering an alternative to traditional bank loans.
  • Equity Participation: Involves investment in equity shares of companies, supporting their growth and expansion strategies.
  • Retail and Bridge Financing: Provides short-term financial solutions to bridge gaps in funding for retail and other immediate financial needs.
  • Bill Discounting: Offers immediate cash flow solutions by discounting bills of exchange or promissory notes.
• Fee-based Services:

  U. Y. Fincorp Limited extends its expertise beyond direct financial assistance by offering advisory and intermediary services, including:

  • Loan Syndication: Assists in arranging multiple lenders to fund various components of a loan.
  • Project Counselling: Offers advisory services on project feasibility, finance structuring, and overall project management.
• Inevitable Financial Activities:

  The company is also involved in specialized inevitable financial activities tailored to specific client needs, such as:

  • Acquisition Funding: Supports companies in funding the acquisition of other businesses or significant assets.
  • Lending Against Land: Offers loans secured against land as collateral.
  • Promoter Funding: Provides financial support to company promoters to meet their funding requirements.
  • Lending Against Illiquid Collaterals: Specializes in providing loans secured against collaterals that are not easily liquidated.