Versailles Financial Corp. (VERF)

Overview

Versailles Financial Corporation functions as the thrift holding entity for Versailles Savings and Loan Company, focusing on delivering a broad spectrum of financial products and services. This company primarily serves the residents of Darke and Shelby counties. Established in 1887 and rooted in Versailles, Ohio, Versailles Financial Corporation has built a reputation for supporting the community with a variety of financial needs, from everyday banking to significant loans for homes and businesses.

Products and Services

• Deposit Products

  Offering a comprehensive suite of deposit products, Versailles Financial Corporation caters to differing customer needs. This range includes checking accounts, money market accounts, passbook savings accounts, statement savings accounts, time deposits, business accounts, Individual Retirement Accounts (IRAs), and certificates of deposit. Each product is designed to offer flexibility and security for your savings and everyday banking needs.

• Real Estate Loans

  Versailles furnishes a variety of real estate loans to accommodate differing financing needs. These include fixed rate and variable rate loans, tailored for constructing or permanently financing homes, home improvement loans, building lot loans, and programs specifically designed for first-time home buyers. These loan solutions aim to facilitate homeowners in financing their dream homes or improving their current ones.

• Consumer Loans

  The company provides consumer loans for new and used cars and light trucks, motorcycles, watercraft, and recreational vehicles. These loans are designed to make it easier for customers to finance their personal vehicles, whether for leisure or necessity, with favorable terms.

• Personal Loans

  Versailles also offers personal loans, which can be used for a wide range of personal needs, from consolidating debt to funding unforeseen expenses. These loans are tailored to meet individual financial situations, providing a helpful solution for those needing extra funds.

• Commercial Loans

  Understanding the need for financial solutions in the business sector, Versailles provides commercial loans. These loans support a variety of business needs, from start-ups to expansions, designed to help businesses thrive in a competitive market.

• Debit Cards

  Versailles Financial Corporation issues debit cards, facilitating easy and secure access to funds in customers’ accounts. This service allows for convenient transactions worldwide, enhancing the banking experience for cardholders.

• Online Banking Services

  Recognizing the importance of convenience in managing finances, Versailles offers comprehensive online banking services. Customers can manage their accounts, pay bills, transfer funds, and more, all from the comfort of their home or on the go, ensuring 24/7 access to their finances.