VALIC Company I International Opportunities Fund (VIOPX)

Overview

The company operates a mutual fund that is focused on investing in the equity and equity-related securities of small- to mid-cap companies located outside of the United States. The fund adopts a strategy that ensures at least 80% of its net assets are committed to such investments under normal market conditions. In pursuit of diversification and potential returns, this fund not only focuses on stocks but also explores foreign currencies and securities denominated in other currencies than the U.S. dollar. An additional layer of its investment strategy includes putting funds into depositary receipts, which represent foreign stocks held in a bank, allowing investors access to overseas markets while providing a level of convenience and security.

Products and Services

The company offers the following main financial products and services:

• Equity and Equity-Related Securities Investment

  This service focuses on investing a majority of the fund's assets into the stocks and equity instruments of small to mid-size companies across the globe, excluding those based in the United States. The objective is to generate higher returns by leveraging the growth potential of these companies.

• Foreign Currency Holdings

  To maximize investment opportunities and hedge against currency risks, the fund may hold assets in various foreign currencies. This flexibility allows the fund to take advantage of currency fluctuations and enhance its investment returns.

• Non-Dollar Denominated Foreign Securities

  In its quest to diversify and potentially increase returns, the fund invests in securities that are denominated in currencies other than the U.S. dollar. This approach broadens the fund's investment universe and provides investors with exposure to global markets.

• Depositary Receipt Investments

  The fund invests in depositary receipts, which are negotiable financial instruments issued by banks to represent a foreign company's publicly traded securities. This enables the fund to gain exposure to foreign equity markets while offering an added level of security and ease of trading.