Westamerica Bancorporation (WB1)
XFRA 
Summary
WB1 Chart
Westamerica (WABC) Upgraded to Strong Buy: Here's What You Should Know
Westamerica (WABC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
Westamerica (WABC) Surpasses Q1 Earnings and Revenue Estimates
Westamerica (WABC) came out with quarterly earnings of $1.16 per share, beating the Zacks Consensus Estimate of $1.09 per share. This compares to earnings of $1.37 per share a year ago.
Westamerica (WABC) Lags Q4 Earnings and Revenue Estimates
Westamerica (WABC) came out with quarterly earnings of $1.19 per share, missing the Zacks Consensus Estimate of $1.21 per share. This compares to earnings of $1.48 per share a year ago.
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Westamerica Bancorporation Profile
| Banks Industry | Financials Sector | David L. Payne CEO | XFRA Exchange | US9570901036 ISIN |
| US Country | 616 Employees | 4 May 2026 Last Dividend | 26 Feb 1998 Last Split | 17 Mar 1992 IPO Date |
Overview
Westamerica Bancorporation, headquartered in San Rafael, California, is the holding company for Westamerica Bank, a regional bank serving individual and commercial customers primarily in Northern and Central California. Since its founding in 1972, initially as Independent Bankshares Corporation before rebranding in 1983, Westamerica Bancorporation has grown to operate 78 branch offices across 21 counties. The organization focuses on providing a wide range of banking services, aiming to cater to the diverse needs of its clientele, from everyday banking to more complex commercial financial solutions.
Products and Services
Deposit Products: Westamerica Bancorporation offers a variety of deposit products designed to meet the needs of its customers. These include:
- Retail Savings Accounts: Basic savings products allowing customers to earn interest on their deposits while maintaining the flexibility to access their funds when needed.
- Checking Accounts: Offers several checking account options to cater to different customer preferences, providing convenient access to funds through checks, debit cards, and online banking.
- Certificates of Deposit (CDs): Fixed-term deposit accounts that typically offer higher interest rates than standard savings accounts, in exchange for the commitment to leave money untouched for a predefined period.
Loan Portfolio: The bank's loan offerings include various types of loans tailored to support the financial needs of both individual and commercial clients:
- Commercial Loans: Financing solutions for businesses to support operations, expansion, and other business needs, ensuring that companies can grow and sustain their operations efficiently.
- Commercial and Residential Real Estate Loans: Loans aimed at facilitating the purchase, renovation, or construction of commercial and residential properties, catering to real estate investors and homeowners alike.
- Real Estate Construction Loans: Specialized loans designed to provide funding for the construction of real estate projects, supporting developers from ground-breaking through to completion.
- Consumer Installment Loans: Personal loans that can be used for a variety of purposes, including debt consolidation, major purchases, or home improvement projects, offering fixed payments over a set term.
- Indirect Automobile Loans: Financing for automobile purchases offered through partnerships with dealerships, allowing customers to secure competitive loan terms directly at the point of sale.
