Westbury Bancorp Inc. (WBBW)

Overview

Westbury Bancorp, Inc., established in 1926, functions as a parent holding company for Westbury Bank, a community banking institution dedicated to serving individuals, families, and businesses across the United States. With a focus on personal and commercial banking services, Westbury Bancorp has established itself as a reliable financial partner. The bank's network includes eight banking offices and one loan production office strategically located in Washington, Waukesha, and Dane Counties. Headquartered in Waukesha, Wisconsin, Westbury Bancorp, Inc. continues to uphold its commitment to providing quality banking services tailored to the needs of its clients.

Products and Services

Westbury Bancorp, Inc. offers a comprehensive suite of financial products and services designed to meet the varying needs of its customers:

• Checking and Savings Accounts: These foundational banking services provide customers with secure and convenient options for managing daily financial transactions and savings, including interest-bearing accounts to help grow personal wealth over time.
• Money Market Accounts: Offering a higher interest rate compared to standard savings accounts, money market accounts combine the benefits of both savings and checking accounts, with added interest earnings potential.
• Certificates of Deposit (CDs) and Term Certificate Accounts: Ideal for customers looking for a low-risk investment option, CDs offer a guaranteed return on investment over a fixed term, with various term lengths available to suit different savings goals.
• Personal Loans: Catering to individual borrower needs, personal loans from Westbury Bancorp can help cover unexpected expenses, finance large purchases, or consolidate debt, with competitive rates and flexible repayment terms.
• Mortgage and Real Estate Loans: Whether for purchasing a new home, refinancing a mortgage, or investing in real estate, Westbury Bancorp offers a range of mortgage and real estate loan options, including loans for one-to-four-family residential properties, multi-family dwellings, and commercial properties.
• Commercial Business Loans: Tailored to meet the needs of businesses for expansion, equipment acquisition, or working capital, these loans are designed to support the growth and operational needs of commercial clients.
• Construction Loans: For clients looking to build or renovate properties, construction loans provide the necessary funds to cover building costs, with flexible draw schedules and interest-only payment options during the construction phase.
• Credit Cards: Offering convenience and financial flexibility, credit cards from Westbury Bancorp come with competitive rates and security features, catering to both personal and business use.
• Online and Mobile Banking Services: Understanding the need for access to banking services anytime, anywhere, Westbury Bancorp offers advanced online and mobile banking solutions, enabling customers to manage their accounts, make payments, and conduct other banking transactions securely from their digital devices.