Wilshire Income Opportunities Fund Institutional Class (WIOPX)

Overview

The fund described seeks to meet its investment goals through a strategy that involves allocating at least 80% of its total assets into a diversified portfolio of income-generating securities. These securities encompass a broad spectrum in terms of both maturity and the types of fixed income instruments. The approach suggests a focus on generating regular income for investors, capitalizing on the stability and returns that fixed income securities can offer. This is particularly attractive for those looking for steady income streams or for investors aiming to balance higher-risk investments with more stable, income-generating assets.

Products and Services

• Income Producing Securities:

  An integral part of the portfolio, these securities may include bonds, debentures, notes, and other debt instruments that typically pay interest or dividends. By investing in a variety of maturities and issuers, the fund seeks to maintain a balance between risk and return, catering to investors who prioritize income generation.

• Fixed Income Securities:

  This encompasses a range of debt instruments such as government bonds, corporate bonds, and municipal bonds. Fixed income securities are known for providing regular interest payments, along with the return of principal at maturity, making them a cornerstone for conservative investment strategies focusing on income and stability.

• Derivatives for Exposure and Economical Characteristics:

  The fund may also engage in derivative investments. These are financial instruments like futures, options, and swaps whose value is derived from the performance of underlying assets. In this context, derivatives are used to gain exposure to debt securities or to replicate the economic characteristics of the income securities in the portfolio. This strategy can enhance returns, manage risk, and increase diversification, aligning with the fund's objective of generating income for its investors.