West Shore Bank Corporation (WSSH)

Overview

West Shore Bank Corp. is the parent company of West Shore Bank, a financial institution committed to serving the banking needs of individuals and businesses alike. Since its establishment in 1898, the bank has grown to offer a comprehensive suite of financial products and services tailored to meet the varied requirements of its customers. Based in Ludington, Michigan, West Shore Bank prides itself on being a reliable banking partner, offering a blend of traditional values and modern banking convenience to its community.

Products and Services

• Checking, Saving, and Money Market Accounts: Fundamental banking accounts are offered to assist customers in managing daily financial operations, providing a secure place for deposits while offering various benefits tailored for individual and business needs.
• Certificates of Deposit and Individual Retirement Accounts: For those looking to save for the future, these products offer secure investment options with fixed interest rates, helping clients achieve their long-term financial goals.
• Loan Products: A broad range of loan options including auto, recreational, personal term, commercial real estate, small business, municipal, and business term loans, alongside home mortgage and equity loans. These cater to the diverse financing needs of individuals and businesses, from buying a new home to expanding business operations.
• Business Lines of Credit and Letters of Credit: Flexible financing solutions to support businesses in managing cash flow and securing transactions, helping to sustain and grow operations.
• ATM/Debit, Credit, and Gift and Travel Cards: Convenient payment solutions that offer customers flexibility and security in accessing and spending their funds locally and abroad.
• Wealth Planning and Investment Management: Comprehensive services that include the wealth planning process, investment management, and planning for trusts and estates, designed to help clients build and preserve their wealth over time.
• Retirement Planning and West Shore Investment Services: Expert advice and investment services focused on retirement planning, assisting clients in preparing for a financially secure retirement.
• Savings Bonds: A secure, low-risk investment option for customers aiming to save money over a longer period.
• Direct Deposit, Overdraft Services, and Safe Deposit Boxes: Essential banking services that enhance convenience and security for customers, making transaction processing smoother and safeguarding valuables.
• Wire Transfer, Remote Deposit Capture, and Merchant Card Services: Advanced solutions for businesses to streamline operations, from transferring funds globally to managing customer payments efficiently.
• ACH and Wire, Sweep Accounts, and Positive Pay: Services designed to manage funds effectively, protect against fraud, and optimize cash flow for businesses.
• Bill Pay, and Online and Mobile Banking Services: Tools that offer customers the convenience of managing their finances remotely, from paying bills to conducting transactions via their mobile devices.