The mean of analysts' price targets for XP Inc.A (XP) points to a 39.2% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
XP Inc. delivered a solid Q2 with 8% revenue and 15% EBT growth, maintaining a robust 22.5% ROE. XP is evolving its ecosystem, expanding fee-based services to 26% of customers, and accelerating net new money inflows, especially from retail. Despite improvements, XP faces persistent competition and macroeconomic risks, making its 8x earnings valuation reasonable but not compelling versus peers.
| Capital Markets Industry | Financials Sector | Thiago Maffra CEO | XMEX Exchange | KYG982391099 ISIN |
| KY Country | 8,069 Employees | 10 Jun 2026 Last Dividend | - Last Split | 11 Dec 2019 IPO Date |
XP Inc., established in 2001 and headquartered in São Paulo, Brazil, is a comprehensive provider of financial products and services within the Brazilian market. The company caters to a broad spectrum of clients, ranging from retail investors to high-net-worth individuals and institutional clients. By offering a diverse array of financial solutions and advisory services, XP Inc. strives to meet the varying needs of its clientele. Its commitment to financial education, through the Xpeed online portal, underscores its dedication to empowering individuals with the knowledge to make informed investment decisions.
XP Inc.'s diverse portfolio of financial products and services encompasses a wide range of investment and banking solutions, tailored to address the needs of different market segments: