XPS Pensions Group plc (XPS)

Overview

XPS Pensions Group plc operates as a comprehensive provider of employee benefit consultancy and related business services within the United Kingdom. Having transitioned its name from Xafinity Plc to XPS Pensions Group Plc in May 2018, the company has established a robust footing in the market since its incorporation in 2012. With its headquarters in Reading, the United Kingdom, XPS Pensions Group plc has dedicated itself to assisting both pension schemes and their corporate sponsors through a broad spectrum of advisory and management services. Their expertise spans across various critical areas, ensuring that pension schemes are managed efficiently and effectively, adhering to the evolving regulatory landscape and financial challenges.

Products and Services

• Advisory Services to Pension Schemes and Corporate Sponsors: XPS Pensions Group provides expert advice aimed at optimizing pension scheme performance, ensuring compliance with regulations, and meeting the sponsors' financial and strategic objectives.
• Independent Investment Advisory Services: This service is focused on delivering independent, strategic investment advice tailored to the specific needs of pension schemes, maximizing returns while controlling risk.
• DB and DC Master Trust Schemes: The company offers master trust schemes for Defined Benefit (DB) and Defined Contribution (DC) pension schemes, facilitating efficient management and governance of pension plans.
• Self-Invested Personal Pension (SIPP) and SSAS Pension Services: XPS provides flexible pension arrangements through SIPPs and Small Self-Administered Schemes (SSAS), allowing for a wide range of investment opportunities and personalized retirement planning.
• Scheme Administration: Comprehensive administrative services that ensure the smooth operation of pension schemes, including outsourcing, member communication, and payroll management.
• Scam Identification and Protection: A critical service aimed at protecting pension scheme members from fraudulent activities and scams, safeguarding their investments.
• Pension Scheme Accounting, De-risking Projects: Expert services in pension scheme accounting and the implementation of de-risking projects that help minimize financial uncertainties and risks associated with pension schemes.
• GMP Equalization, Data Audits and Cleansing: Addressing issues related to Guaranteed Minimum Pension (GMP) equalization and enhancing the accuracy of pension scheme data through comprehensive audits and cleansing processes.
• Trustee Secretarial and Pension Management Services: Professional support for trustees, including secretarial duties and overall pension scheme management, ensuring governance and compliance are maintained to the highest standards.