Each account requires a 1 XRP reserve, plus 0.2 XRP for every ledger object it owns. A proposed lending protocol would depend on approved and activated amendments.
Despite XRP's sharp decline from its mid-2025 peak, institutional adoption and developer activity on the XRP Ledger remain resilient. Odelia Torteman, head of digital assets at XRPL Commons, argues that expanding enterprise use, real-world asset tokenization and upcoming lending features could generate sustainable demand for XRP.
XRP was up 0.26% over 24 hours. Its market capitalization was about $80,057,450,000, ranking fifth.
Of every Shiba Inu token that can exist, 99.96 percent is in circulation. At XRP it is only 63.1 percent, at Chainlink 76.7.
XRP price prediction shows Ripple trading around $1.30 after a difficult week, with CoinGecko data showing a 7.2% decline over seven days. Despite Ripple's expanding institutional partnerships, weakening ETF demand and broader market uncertainty continue to weigh on the token, leaving traders questioning whether XRP can recover toward $1.40.
XRP faces a critical test as Evernorth rumors fuel rally hopes, but bearish on-chain signals and negative ETF flows raise caution.
XRP holders should exercise maximum caution: the integration of the XRP Ledger into the banking sector, the launch of the RLUSD stablecoin, and Evernorth treasury transfers have had an unexpected side effect. While Ripple cements its institutional recognition, scammers have begun mass-stealing the names of well-known financial institutions, turning real corporate news into a tool for stealing assets.
The XRP Ledger destroyed 398.19 XRP for good on Sunday, measured by the difference between two ledgers. On November 1 the escrow releases 1 billion XRP.
XRP Ledger's fixCleanup3_4_0 targets October 23 with 30 validator votes, while LendingProtocol remains below approval. Here's what the upgrade fixes.
David Schwartz warned of a SecuX-linked phishing page asking for recovery words as the wallet app underwent emergency maintenance.
TL;DR: US spot XRP ETFs recorded a $1.84 million net weekly outflow, ending 13 consecutive positive weeks. The reversal was small relative to the roughly $1.8 billion the products have attracted over time.
The Web3 gaming industry is on the verge of a trading card game (TCG) boom that will attract venture funds and specialized ETFs in the coming years. This was stated by Kaj Leroy, known by the nickname Brad Punkhouse, a key developer of the XRP Ledger ecosystem and creator of the first major NFT collection built on XRP (XPUNKs).