A crypto investor raised a genuine concern about XRP this week. Ripple's CTO answered it in one sentence. Mason Versluis put the question plainly: Ripple holds 34 billion XRP tokens. If global banks adopt XRP and prices reach the levels the community expects, Ripple would become the most valuable financial institution on the planet.
Arizona lawmakers are weighing a bill that would let the state keep digital assets in a reserve instead of selling them off, and XRP is one of the names on the list. Related Reading: Bitcoin Ends 5-Month Losing Run — Real Reversal Or Just April Fool's Hype?
Capital flows into U.S.-listed spot altcoin ETFs have effectively stalled, with most products posting flat daily results for weeks—underscoring cooling near-term appetite outside Bitcoin (BTC) and Ethereum (ETH). The lone exception on the latest trading day was XRP-linked exposure, which recorded a modest but notable outflow.
Ripple has transferred $92.5M in RLUSD on the XRP Ledger in seconds, with a near-zero fee of just $0.000183, showcasing unmatched speed and efficiency in digital payments.
XRP slid with the broader crypto market after Trump's Iran remarks rattled risk sentiment, even as $592 million in whale withdrawals and a $128 million RLUSD burn hinted at underlying support.
Former Ripple CTO reveals XRP's development had guidance from Bitcoin lead developer, PayPal co-founder, and top tech innovators.
XRP is down 30% in 2026, trading near $1.31 as resistance at $1.40-$1.45 holds. If support weakens further, price could test the key $1 level.
The technical picture on the monthly chart by TradingView for XRP against Bitcoin is giving a clear bearish signal. Following the close of the March candle below the critical level of 0.0000215 BTC per XRP, the asset risks entering a phase of prolonged decline against the leading cryptocurrency.
The month has only just begun, and XRP is already in a bad spot, being down 3% on April 2 amid a wider cryptocurrency market selloff.
Brad Garlinghouse calls Ripple Treasury a game-changer, providing corporates a trusted, regulated gateway seamlessly integrated into existing workflows, streamlining both fiat and digital account management.
XRP began April sitting above the key support level at about $1.30, yet the token remains well below where it opened the year. Historically, however, April has been one of altcoin's strongest months, and a mix of on-chain data and a potentially decisive legislative event this month could result in a new turnaround.
XRP price charts remained bearish amid increasing signs that the $1 level could be tested as support in the coming weeks.