XRP price has fallen toward $1.31 as daily momentum weakens, while analyst Ali Martinez sees a possible test of $1.25 before a rebound toward $1.42 or $1.60. TradingView's Binance XRP/USDT charts placed the token around $1.317–$1.318 on Oct.
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Ripple CEO Brad Garlinghouse outlined a broader credit architecture for the XRP Ledger, pointing to lending and yield-generating infrastructure as part of the network's next phase. The approach would expand Ripple and XRP beyond payments and settlement, with XRPL being positioned to support institutional credit directly on-chain. Brad Garlinghouse at the Evernorth closing bell ceremony.
American XRP ETFs continue to attract capital. After thirteen consecutive weeks of positive inflows, these funds are approaching $1.8 billion in cumulative net inflows.
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Q4 2026 began for XRP investors with a classic but painful scenario. Having tumbled from a local peak of $1.50, the token lost its entire summer momentum within a few days and crashed to the $1.31–$1.33 area.
XRP had the steepest open-interest decline among five assets in the Oct. 15 snapshot. Long accounts outnumbered short accounts across all five markets.
XRP Ledger's lending and privacy upgrades remain pending as validator support reaches 19 of 35 for lending and 22 of 35 for confidential transfers.
XRP ETF inflows slow to just $740K as cumulative investments reach $1.8B, while fund assets stand at $1.51B amid weaker XRP prices.
Nasdaq-listed Evernorth plans to deploy its 473M XRP treasury with Ripple, Coinbase, Kraken and BitGo, targeting institutional yield strategies in Q4 2026.
Large XRP holders are transferring more coins to Binance, and the total has reached its highest level in seven months. At the same time, the price is sliding.
The chart post framed a move toward the channel's lower boundary as a possible buying area before a rebound, without confirming a reversal.