Younited Financial S.A. (YOUNI)

Overview

Younited Financial S.A. is a public limited liability company based in Luxembourg, primarily focused on holding shares in Younited S.A. This leading European fintech operates as a licensed credit institution under the supervision of the European Central Bank and the French ACPR. Younited S.A. delivers innovative consumer credit solutions across several European countries, including France, Italy, Spain, and Portugal. Utilizing artificial intelligence, open banking APIs, and state-of-the-art credit scoring algorithms, Younited specializes in providing instant credit decisions. Committed to offering transparent and accessible financial products, the company has established a reputation for seamless digital experiences devoid of hidden fees, ensuring full consumer protection and financial wellbeing for households across Europe.

Products and Services

• Unsecured Personal Loans:

  Younited offers unsecured personal loans of up to 50,000 euros, available for repayment over a term of 84 months. This flexibility allows consumers to finance various personal projects or needs without securing collateral.

• Point-of-Sale Installment Financing:

  Available for both online and in-store purchases, Younited provides installment financing starting from 300 euros. This service enables consumers to manage their budgeting effectively while making significant purchases in a convenient manner.

• Free Financial Coaching:

  Younited offers complimentary financial coaching aimed at helping customers manage their budgets efficiently. This service empowers consumers with the knowledge and tools necessary for informed financial decision-making.

• Embedded Insurance Products:

  To ensure customer protection, Younited provides embedded insurance products. These offerings are designed to safeguard consumers against unforeseen circumstances, contributing to a comprehensive suite of financial solutions.