Zions Bancorporation N.A. Preferred Stock 5.37372% Perpetual (ZIONP)

Overview

Zions Bancorporation, National Association is a major banking institution offering a wide range of banking products and related services across numerous states including Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. It operates under various segment brands like Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington. The company underwent a name change from ZB, National Association to Zions Bancorporation, National Association in September 2018 and has its roots going back to 1873. With its headquarters in Salt Lake City, Utah, Zions Bancorporation has a long history of serving the banking needs of its customers across its extensive network.

Products and Services

Zions Bancorporation offers a comprehensive suite of banking products and services designed to meet the needs of various customers, ranging from small and medium-sized businesses to individual consumers. These are detailed below:

• Commercial and Small Business Banking Services: Services targeted at small- to medium-sized businesses include commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services.
• Capital Markets and Investment Banking Services: This encompasses loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing, catering to businesses with more sophisticated banking and financing needs.
• Commercial Real Estate Lending Services: The bank provides commercial real estate lending services, offering both term and construction/land development financing for commercial and residential projects.
• Retail Banking Services: Aimed at individual consumers, the bank offers residential mortgages, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services.
• Wealth Management Services: These services include wealth management for individual clients, such as investment management, fiduciary and estate, and advanced business succession and estate planning services.