Affirm's fiscal second quarter illustrated how buy now, pay later is becoming embedded in routine commerce, where paying over time was once reserved for occasional large purchases. The company said Thursday (Feb. 5) that gross merchandise volume (GMV) increased 36% year over year to $13.8 billion, while revenue climbed 30% to $1.1 billion.
The headline numbers for Affirm Holdings (AFRM) give insight into how the company performed in the quarter ended December 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Affirm Holdings (AFRM) came out with quarterly earnings of $0.37 per share, beating the Zacks Consensus Estimate of $0.28 per share. This compares to earnings of $0.23 per share a year ago.
The buy now, pay later company saw revenue increase 30% to $1.12 billion in its second quarter as its gross merchandise volume grew.
AFRM heads into fiscal Q2 earnings with GMV expected to rise nearly 32%, revenue growth above 20%, and rising merchants and consumers lifting transactions.
Besides Wall Street's top-and-bottom-line estimates for Affirm Holdings (AFRM), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended December 2025.
Affirm Holdings (AFRM) reached $62.8 at the closing of the latest trading day, reflecting a -3.92% change compared to its last close.
Affirm Holdings, Inc. remains a Buy due to sustained GAAP profitability, robust 42% GMV growth, and expanding margins despite regulatory and valuation headwinds. AFRM's active consumers rose to 24.1 million, with transactions per user up 20% and Affirm Card adoption surging 101%, underscoring deepening user engagement. Klarna's stock has fallen over 40% post-IPO; while scale and revenue growth are evident, persistent losses and market skepticism warrant caution until profitability is proven.
Payments and financial services company Fiserv has launched a partnership with pay-over-time provider Affirm. This collaboration is designed to bring buy now, pay later (BNPL) capabilities to the debit card programs at Fiserv's bank and credit union partners as consumers seek flexible payment options, the companies said in a Monday (Jan. 26) news release.
Over the past month, financial stocks have been getting hammered. Of the S&P 500's 11 sectors, the group has performed the worst with a loss of 2.73%.
A comprehensive case review into the 2005 death of author-journalist Hunter S. Thompson, including autopsy records, has affirmed authorities' original conclusion that he took his own life, the Colorado Bureau of Investigation said on Friday.
The latest trading day saw Affirm Holdings (AFRM) settling at $71.43, representing a -1.93% change from its previous close.