AFRM heads into fiscal Q2 earnings with GMV expected to rise nearly 32%, revenue growth above 20%, and rising merchants and consumers lifting transactions.
Besides Wall Street's top-and-bottom-line estimates for Affirm Holdings (AFRM), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended December 2025.
Affirm Holdings (AFRM) reached $62.8 at the closing of the latest trading day, reflecting a -3.92% change compared to its last close.
Affirm Holdings, Inc. remains a Buy due to sustained GAAP profitability, robust 42% GMV growth, and expanding margins despite regulatory and valuation headwinds. AFRM's active consumers rose to 24.1 million, with transactions per user up 20% and Affirm Card adoption surging 101%, underscoring deepening user engagement. Klarna's stock has fallen over 40% post-IPO; while scale and revenue growth are evident, persistent losses and market skepticism warrant caution until profitability is proven.
Payments and financial services company Fiserv has launched a partnership with pay-over-time provider Affirm. This collaboration is designed to bring buy now, pay later (BNPL) capabilities to the debit card programs at Fiserv's bank and credit union partners as consumers seek flexible payment options, the companies said in a Monday (Jan. 26) news release.
Over the past month, financial stocks have been getting hammered. Of the S&P 500's 11 sectors, the group has performed the worst with a loss of 2.73%.
A comprehensive case review into the 2005 death of author-journalist Hunter S. Thompson, including autopsy records, has affirmed authorities' original conclusion that he took his own life, the Colorado Bureau of Investigation said on Friday.
The latest trading day saw Affirm Holdings (AFRM) settling at $71.43, representing a -1.93% change from its previous close.
Buy now, pay later (BNPL) provider Affirm aims to establish a bank subsidiary called Affirm Bank. Affirm submitted applications to the Nevada Financial Institutions Division and the Federal Deposit Insurance Corporation (FDIC) to establish a Nevada-chartered industrial loan company, the company said in a Friday (Jan. 23) press release.
In the closing of the recent trading day, Affirm Holdings (AFRM) stood at $71.1, denoting a -4.9% move from the preceding trading day.
Affirm partners with Esusu to pilot zero-fee rent payment splitting program, allowing renters to pay monthly rent in two biweekly installments at 0% APR.
Affirm Holdings remains the leading U.S. BNPL platform, with strong execution, resilient credit metrics, and a multi-year growth runway. AFRM's upcoming quarter, covering the robust holiday shopping period, is expected to showcase continued strength as consumer adoption of BNPL accelerates. Potential credit card interest rate caps could structurally benefit BNPL providers like AFRM, driving further market share gains among underbanked consumers.