Smaller companies, cyclicals and bonds will help protect investors in a market that's teeming with AI uncertainties, says Citigroup.
C stock gains 2.2% as it completes AO Citibank sale to RenCap, marking full exit from Russia and boosting capital by $4B.
Wells Fargo (NYSE: WFC) and Citigroup (NYSE: C) both reported Q4 2025 earnings on January 14, 2026, yet investors sold off both stocks despite solid results.
C accelerates exits, job cuts and asset sales as CEO Jane Fraser targets 10-11% ROTCE and stronger revenue growth by 2026-end.
Citigroup's new 6.25% Series II Preferred offers a current yield of 6.18% and a yield to call of 6.11%. Citi's capital structure is robust, with a CET1 ratio of 13.2% and preferred dividends well covered by common distributions. Despite solid fundamentals, C.PR.R is unattractive versus peers, offering lower yields than higher-rated fixed-income alternatives.
Citigroup, Inc. C stock is currently trading at a 12-month trailing price-to-earnings (P/E) of 10.67X, which is below the industry's 14.42X. This shows the stock is trading at a discount.
Thursday's market session delivered a painful reminder that even the strongest financial stocks aren't immune to broad-based selling pressure.
Citigroup highlighted record revenues across its core businesses, regulatory progress, and comparable pay for CEOs at similar financial institutions.
Fraser made roughly $7.5 million more than she earned the year before.
Citi India CEO, K Balasubramanian, discusses the bank's India strategy and the opportunities they see across institutional and commercial banking. He speaks with Paul Allen on Bloomberg's Insight with Haslinda Amin.
Citigroup Inc. now offers a second preferred stock, C.PR.R, providing investors with another high-yield, secure income option. This R PFD features a 6.25% non-cumulative coupon, strong dividend coverage (11x), and robust equity backing (9.6x), earning a Buy rating. Compared to similar preferreds from JP Morgan, Wells Fargo, and Bank of America, C-R rates a Hold as the other Citigroup issue has a much higher yield.
GS, C and MS are three investment banking giants riding on solid Q4 earnings, rebounding deal activity and trading strength in 2026.