Pathward (CASH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Pathward Financial is downgraded to "Sell" due to deteriorating credit quality and insufficient loan loss reserves. Despite stable capital ratios and aggressive buybacks, NPLs have nearly tripled to 2.39%, with reserves now covering less than 1x NPLs. Loan growth remains robust, but underwriting standards appear lax, increasing exposure to riskier credits as government guarantees decline.
Pathward Financial, Inc. (CASH) Q2 2026 Earnings Call Transcript
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
| CE Curtis Ellergodt Rothschild Investment LLC | 23 | $1,739.37 | $2,121.75 | $382.38 | 21.98% |
| JD Jim Dushek HARBOUR INVESTMENTS Inc. | 600 | $53,538 | $55,296 | $1,758 | 3.28% |
| BG Bart Gancher Intech Investment Management LLC | 58,680 | $4.52M | $5.41M | $886,520.7 | 19.59% |
| AC Adam Claypool First Community Trust Na | 900 | $53,694 | $82,921.5 | $29,227.5 | 54.43% |
| YA Yinka Akinsola Blue Trust Inc. | 61 | $3,272.57 | $5,639.45 | $2,366.88 | 72.32% |
| Banks Industry | Financials Sector | Brett L. Pharr CEO | NASDAQ (NGS) Exchange | 59100U108 CUSIP |
| US Country | 1,155 Employees | 11 Jun 2026 Last Dividend | 5 Oct 2018 Last Split | - IPO Date |
Pathward Financial, Inc. serves as the bank holding company for Pathward, National Association, offering a wide array of banking products and services across the United States. Founded in 1954 and headquartered in Sioux Falls, South Dakota, the company operates through three primary segments: Consumer, Commercial, and Corporate Services/Other. Initially known as Meta Financial Group, Inc., the institution underwent a name change to Pathward Financial, Inc. in July 2022, signifying a new phase in its corporate journey while continuing to build on its rich history of banking and financial services.