FNB shares have jumped 26.9% in a year as loan growth, branch expansion and digital initiatives fuel revenue gains.
F.N.B. Corporation remains a soft "Buy" as balance sheet and income statement expansion continue alongside solid asset and credit quality. Deposits and loans have grown steadily, with commercial real estate, residential mortgages, and commercial/industrial loans as key exposures. FNB trades at a discount to book value and remains cheaper than most peers, despite a price-to-earnings multiple of 11.6.
F.N.B. Corporation is a disciplined, high-performing regional bank trading below its intrinsic value, with strong execution and durable earnings growth. FNB's Q1 '26 results highlight accelerating loan growth, expanding fee income, improved efficiency, and robust credit quality, supporting a positive earnings trajectory. It is leveraging technology, diversified revenue streams, and the new Penn State partnership for incremental upside.
| Banks Industry | Financials Sector | Vincent J. Delie Jr. CEO | XSTU Exchange | US3025201019 ISIN |
| US Country | 4,104 Employees | 1 Jun 2026 Last Dividend | 13 May 2003 Last Split | 4 Mar 1993 IPO Date |
F.N.B. Corporation, rooted in a history that stretches back to 1864, stands as a prominent bank and financial holding company in the United States, dedicated to serving a diverse clientele that includes consumers, corporations, governments, and small- to medium-sized businesses. Operating through three primary segments: Community Banking, Wealth Management, and Insurance, the company has established a steadfast presence across several states including Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. Headquartered in Pittsburgh, Pennsylvania, F.N.B. Corporation prides itself on its comprehensive suite of financial products and services tailored to meet the evolving needs of its clients.
F.N.B. Corporation offers an extensive range of financial products and services through its specialized segments, ensuring a comprehensive banking experience for its clients:
This segment is dedicated to providing a full spectrum of commercial and consumer banking services. Corporate and small business banking services cater to the financial needs of corporate clients and small businesses, including investment real estate financing, business credit, capital market activities, and lease financing services. Consumer banking products and services, on the other hand, encompass deposit products, mortgage and consumer lending services, as well as advanced mobile and online banking services, designed to offer convenience and accessibility to individual customers.
Focusing on personal and corporate fiduciary services, this segment offers crucial administration of decedent estates and trust estates. It also covers securities brokerage and investment advisory services, including the provision of mutual funds and annuities, tailored to meet the investment needs of both personal and corporate clients, ensuring a comprehensive approach to wealth management and advisory services.
The Insurance segment provides a wide array of commercial and personal insurance and reinsurance products. Additionally, it offers mezzanine financing options designed specifically for small- to medium-sized businesses, showcasing F.N.B. Corporation’s commitment to supporting the growth and stability of businesses with versatile financial solutions.