F.N.B. Corporation receives a soft Buy rating, reflecting solid financial performance, improving profitability, and attractive valuation despite recent underperformance versus the S&P 500. FNB's net interest margin rose to 3.25%, with net interest income up to $344 million and non-performing loans at a low 0.31%, supporting asset quality. Deposit levels are stable, uninsured deposit exposure is below 30%, and loan growth is driven by commercial and residential lending, offsetting liquidity and leverage shifts.
Evaluate the expected performance of F.N.B. (FNB) for the quarter ended September 2026, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.
F.N.B. (FNB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
Curtis Ellergodt Rothschild Investment LLC | 63,360 | $1.17M | $1.07M | -$97,360.41 | -8.32% |
| BZ Brandon Zatopek Commonwealth Equity Services LLC | 45,328 | $864,859 | $767,403.04 | -$97,455.96 | -11.27% |
| ABB Alexander Bjornager Bonde Danske Bank A/S | 500 | $8,550 | $8,570 | $20 | 0.23% |
| JD Jim Dushek HARBOUR INVESTMENTS Inc. | 4,886 | $81,097.7 | $82,719.98 | $1,622.28 | 2% |
| CO Carla Olenchak PEOPLES FINANCIAL SERVICES Corp. | 118,874 | $1.5M | $2.04M | $540,430.52 | 35.93% |
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
| JM John McDonald Truist Securities | 3,104.88 | $52,969.28 | $53,466.07 | $496.79 | 0.94% |
| Banks Industry | Financials Sector | Vincent J. Delie Jr. CEO | NYSE Exchange | 302520101 CUSIP |
| US Country | 4,205 Employees | 1 Sep 2026 Last Dividend | 13 May 2003 Last Split | 4 Mar 1993 IPO Date |
F.N.B. Corporation, rooted in a history that stretches back to 1864, stands as a prominent bank and financial holding company in the United States, dedicated to serving a diverse clientele that includes consumers, corporations, governments, and small- to medium-sized businesses. Operating through three primary segments: Community Banking, Wealth Management, and Insurance, the company has established a steadfast presence across several states including Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. Headquartered in Pittsburgh, Pennsylvania, F.N.B. Corporation prides itself on its comprehensive suite of financial products and services tailored to meet the evolving needs of its clients.
F.N.B. Corporation offers an extensive range of financial products and services through its specialized segments, ensuring a comprehensive banking experience for its clients:
This segment is dedicated to providing a full spectrum of commercial and consumer banking services. Corporate and small business banking services cater to the financial needs of corporate clients and small businesses, including investment real estate financing, business credit, capital market activities, and lease financing services. Consumer banking products and services, on the other hand, encompass deposit products, mortgage and consumer lending services, as well as advanced mobile and online banking services, designed to offer convenience and accessibility to individual customers.
Focusing on personal and corporate fiduciary services, this segment offers crucial administration of decedent estates and trust estates. It also covers securities brokerage and investment advisory services, including the provision of mutual funds and annuities, tailored to meet the investment needs of both personal and corporate clients, ensuring a comprehensive approach to wealth management and advisory services.
The Insurance segment provides a wide array of commercial and personal insurance and reinsurance products. Additionally, it offers mezzanine financing options designed specifically for small- to medium-sized businesses, showcasing F.N.B. Corporation’s commitment to supporting the growth and stability of businesses with versatile financial solutions.