Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hanmi Financial (HAFC) have what it takes?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hanmi Financial (HAFC) have what it takes?
Hanmi Financial Corporation maintains a soft ‘buy' rating due to improving fundamentals, robust asset quality, and expanding net interest margin. HAFC's deposit base grew to $6.96 billion, while loan balances slightly declined and uninsured deposits rose to 44.9%, above the preferred threshold. Net interest margin increased to 3.36%, aided by lower deposit and debt costs, driving net interest income up to $62.7 million.
Hanmi Financial Corporation is upgraded to Buy, reflecting improved operational metrics and a stronger bottom line. HAFC maintains a robust deposit base with 30.7% non-interest-bearing deposits. Net interest margin stood at 3.36% in Q2 2026. Commercial real estate loans comprise 61% of the loan portfolio, with non-owner-occupied CRE at 41%. Heavy concentration of these loans in California adds risk here.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hanmi Financial (HAFC) have what it takes?
The headline numbers for Hanmi Financial (HAFC) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Hanmi Financial Corporation (HAFC) Q2 2026 Earnings Call Transcript
Hanmi Financial (HAFC) came out with quarterly earnings of $0.79 per share, beating the Zacks Consensus Estimate of $0.77 per share. This compares to earnings of $0.5 per share a year ago.
Hanmi Financial NASDAQ: HAFC reported higher second-quarter 2026 earnings as management pointed to loan production, deposit growth, expense discipline and improved credit metrics as key drivers of performance.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hanmi Financial (HAFC) have what it takes?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.