Inter & Co, Inc. (INTR)
Inter & Co, Inc. (INTR) Q4 2024 Earnings Call Transcript
Inter & Co, Inc. (NASDAQ:INTR ) Q1 2025 Earnings Conference Call May 12, 2025 11:00 AM ET Company Participants João Vitor Menin - Global Chief Executive Officer Alexandre Riccio - Brazil Chief Executive Officer Santiago Stel - Senior Vice President & Chief Financial Officer Conference Call Participants Pedro Leduc - Itaú BBA Gustavo Schroden - Citi Tito Labarta - Goldman Sachs Thiago Batista - UBS Yuri Fernandes - JP Morgan Neha Agarwala - HSBC Antonio Ruette - Bank of America Daniel Vaz - Safra Operator Good afternoon, and thank you for standing by welcome to Inter & Co's First Quarter of 2025 Earnings Conference Call Today's speakers are João Vitor Menin, Inter's Global CEO, Alexandre Riccio; Brazil CEO, Santiago Stel; Senior Vice President and CFO. Please be advised that today's conference is being recorded in a replay will be available at the company's IR website.
Inter & Co. Inc. (INTR) Lags Q1 Earnings and Revenue Estimates
Inter & Co. Inc. (INTR) came out with quarterly earnings of $0.11 per share, missing the Zacks Consensus Estimate of $0.12 per share. This compares to earnings of $0.09 per share a year ago.
Inter & Co. Inc. (INTR) Earnings Expected to Grow: Should You Buy?
Inter & Co. Inc. (INTR) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Earnings Estimates Rising for Inter & Co. Inc. (INTR): Will It Gain?
Inter & Co. Inc. (INTR) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Why Investors Are Sleeping On Inter's Long-Term Potential
Inter & Co's Q4 results show strong growth with 36 million customers and a 12% ROE, yet the market undervalues it compared to peers. Inter's low cost to serve and rising ARPAC indicate potential for continued earnings growth and customer base expansion. Marketing expenses surged 150% YoY, raising concerns about achieving a 60 million customer base by 2027 amid stiff competition from Nu Holdings and Mercado Pago.
Inter Price Is Too Low Despite The Risks, It Is An Opportunity
Inter & Co, Inc.'s rapid growth, with a 30%+ YoY increase in assets and almost 200% YoY net income growth, makes it a compelling buy despite risks. The bank's efficiency measures lag peers, but its low-cost deposit funding offers a significant advantage, though this is eroding. Inter's valuation at a P/E of 11x is attractive given its high growth rates, but risks include asset quality and potential funding cost increases.
Inter & Co, Inc. (INTR) Q4 2024 Earnings Call Transcript
Inter & Co, Inc. (NASDAQ:INTR ) Q4 2024 Earnings Conference Call February 6, 2025 11:00 AM ET Company Participants Joao Vitor Menin - Global Chief Executive Officer Alexandre Riccio - Brazil Chief Executive Officer Santiago Stel - Senior Vice President & Chief Financial Officer Conference Call Participants Mario Pierry - Bank of America Tito Labarta - Goldman Sachs Gustavo Schroden - Citi Yuri Fernandes - JPMorgan Eric Ito - Bradesco BBI Pedro Leduc - Itau BBA Neha Agarwala - HSBC Operator Good afternoon and thank you for standing by. Welcome to Inter & Co.'s Fourth Quarter of 2024 Earnings Conference Call.
Inter & Co. Inc. (INTR) Beats Q4 Earnings and Revenue Estimates
Inter & Co. Inc. (INTR) came out with quarterly earnings of $0.11 per share, beating the Zacks Consensus Estimate of $0.10 per share. This compares to earnings of $0.07 per share a year ago.
Inter Stock Offers Huge Upside With Huge Risks
Inter's proven profitable business model, rapid customer growth, and diversified financial ecosystem make it a compelling long-term investment despite recent stock declines due to Brazil's macroeconomic scenario. The bank's ambitious 60/30/30 target (60 million customers, 30% efficiency ratio, 30% ROE) is at least partially achievable due to strong client acquisition and service expansion. Inter's valuation is highly attractive, trading at a significant discount compared to peers like Nu Holdings, suggesting potential for substantial upside.
Inter & Co Q3: Recent Drop In Stock Is An Opportunity
Inter & Co's 3Q24 results were released on November 14, surpassing revenue estimates but missing earnings per share projections. The company's performance highlights strong revenue growth, indicating robust business operations despite the earnings miss. The analysis suggests optimism, recommending a close watch on upcoming quarters for better clarity on earnings stability.
Inter & Co, Inc. (INTR) Q3 2024 Earnings Call Transcript
Inter & Co, Inc. (NASDAQ:INTR ) Q3 2024 Earnings Conference Call November 14, 2024 1:00 PM ET Company Participants Joao Vitor Menin - Global Chief Executive Officer Alexandre Riccio - Brazil Chief Executive Officer Santiago Stel - Senior Vice President & Chief Financial Officer Rafaela Vitoria - Chief Economist & IRO Conference Call Participants Tito Labarta - Goldman Sachs Ricardo Buchpiguel - BTG Pedro Leduc - Itaú BBA Yuri Fernandes - JPMorgan Gustavo Schroden - Citi Neha Agarwala - HSBC Operator Good afternoon, and thank you for standing by. Welcome to Inter & Co's Third Quarter of 2024 Earnings Conference Call.
Inter & Co. Inc. (INTR) Q3 Earnings and Revenues Surpass Estimates
Inter & Co. Inc. (INTR) came out with quarterly earnings of $0.10 per share, beating the Zacks Consensus Estimate of $0.08 per share. This compares to earnings of $0.05 per share a year ago.
