Jefferson Capital, Inc. (JCAP) Q2 2026 Earnings Call Transcript
Jefferson Capital, Inc. (JCAP) came out with quarterly earnings of $0.67 per share, beating the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.81 per share a year ago.
Jefferson Capital is the most profitable and least leveraged public debt buyer, trading near 7x forward adjusted earnings with a 4.9% yield. Q1'26 collections hit a record $309.9M (+19% YoY), though net income fell on post-IPO taxes and stock compensation, and operating expenses rose 47% on servicing and court costs. Industry tailwinds are intact: card delinquencies remain above pre-pandemic levels and consumer credit balances sit near records.
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
Curtis Ellergodt Rothschild Investment LLC | 6 | $131.17 | $120.66 | -$10.51 | -8.01% |
| SN Stephanie Nee HARBOR CAPITAL ADVISORS Inc. | 113,757 | $2.19M | $2.41M | $226,376.43 | 10.35% |
Point72 Asset Management LP Point72 Asset Management LP | 44,736 | $724,275.84 | $1.07M | $349,388.16 | 48.24% |
James H. Hanna, III North Reef Capital Management LP | 530,598 | $9.96M | $12.73M | $2.77M | 27.81% |
Joseph Castro Nuveen LLC | 45,171 | $790,143.72 | $952,656.39 | $162,512.67 | 20.57% |