Jefferson Capital, Inc. (JCAP) Q2 2026 Earnings Call Transcript
Jefferson Capital, Inc. (JCAP) came out with quarterly earnings of $0.67 per share, beating the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.81 per share a year ago.
Jefferson Capital is the most profitable and least leveraged public debt buyer, trading near 7x forward adjusted earnings with a 4.9% yield. Q1'26 collections hit a record $309.9M (+19% YoY), though net income fell on post-IPO taxes and stock compensation, and operating expenses rose 47% on servicing and court costs. Industry tailwinds are intact: card delinquencies remain above pre-pandemic levels and consumer credit balances sit near records.
Jefferson Capital, Inc. (JCAP) Q1 2026 Earnings Call Transcript
Jefferson Capital, Inc. (JCAP) Q4 2025 Earnings Call Transcript
Although the revenue and EPS for Jefferson Capital, Inc. (JCAP) give a sense of how its business performed in the quarter ended December 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Jefferson Capital, Inc. ( JCAP ) Q3 2025 Earnings Call November 13, 2025 5:00 PM EST Company Participants David Burton - President, CEO & Director Christo Realov - CFO & Treasurer Conference Call Participants John Hecht - Jefferies LLC, Research Division Mark Hughes - Truist Securities, Inc., Research Division Bose George - Keefe, Bruyette, & Woods, Inc., Research Division David Scharf - Citizens JMP Securities, LLC, Research Division Robert Dodd - Raymond James & Associates, Inc., Research Division Presentation Operator Good afternoon, and welcome to the Jefferson Capital's Third Quarter 2025 Conference Call. With us today are David Burton, Founder and Chief Executive Officer; and Christo Realov, Chief Financial Officer.
While the top- and bottom-line numbers for Jefferson Capital, Inc. (JCAP) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.