Lincoln National tops Q4 estimates as premiums rise and annuity deposits jump 32%, boosting earnings and lifting its RBC ratio above 420%.
Lincoln National Corporation (LNC) Q4 2025 Earnings Call Transcript
Although the revenue and EPS for Lincoln National (LNC) give a sense of how its business performed in the quarter ended December 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Lincoln National (LNC) came out with quarterly earnings of $2.21 per share, beating the Zacks Consensus Estimate of $1.86 per share. This compares to earnings of $1.91 per share a year ago.
Lincoln National (LNC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Lincoln National Corporation trades at a deep discount, with a 4.2x P/E and 40% below book value. LNC demonstrates strong operational recovery, with 11.4% operating margins, a 4.6% dividend yield, and capital risk index above 420%. Strategic debt reduction and product rotation toward capital-preserving solutions have improved balance sheet strength and profitability.
Lincoln National (LNC) remains a compelling value in insurance, with a maintained price target of $55/share and a 'Buy' rating. LNC has delivered 40-50% ROR over the past year, outperforming the market and benefiting from improved leverage, operating income, and stable capital ratios. Despite sector risks and a history of missed targets, LNC's restructuring, improved profitability, and strong dividend coverage reinforce its investment case.
Lincoln National (LNC) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
LNC is seeing strength across annuities, life, group protection and retirement businesses, backed by new products, cost control and a solid balance sheet.
Lincoln National (LNC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Investors looking for stocks in the Insurance - Life Insurance sector might want to consider either Lincoln National (LNC) or The Baldwin Insurance Group (BWIN). But which of these two stocks presents investors with the better value opportunity right now?
Lincoln National (LNC) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.