Open Lending NASDAQ: LPRO reported first-quarter 2026 results that management said reflected continued operational discipline amid a challenging auto lending environment, with a deliberate shift away from higher-risk borrowers weighing on approval rates but improving per-loan economics and portfolio quality.
Open Lending Corporation (LPRO) Q1 2026 Earnings Call Transcript
Open Lending (LPRO) reported break-even quarterly earnings per share versus the Zacks Consensus Estimate of $0.01. This compares to earnings of $0.01 per share a year ago.
Despite substantial hype several years ago, the fintech space has had its share of challenges the past couple of years. Interest rate changes, consumer spending trends, and the dominance of AI-focused tech names have obscured some potentially strong financial technology firms, which are trading well below where analysts expect their shares to be.
Open Lending Corporation (LPRO) Q4 2025 Earnings Call Transcript
While the top- and bottom-line numbers for Open Lending (LPRO) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Open Lending (LPRO) came out with quarterly earnings of $0.01 per share, missing the Zacks Consensus Estimate of $0.02 per share. This compares to a loss of $0.49 per share a year ago.
Open Lending (LPRO) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
While the top- and bottom-line numbers for Open Lending (LPRO) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Open Lending (LPRO) came out with quarterly earnings of $0.03 per share, beating the Zacks Consensus Estimate of $0.01 per share. This compares to earnings of $0.01 per share a year ago.
Open Lending trades at just 1.26x forward EV/Sales, making it one of the cheapest "FinTech" plays relative to its revenue growth potential. After a brutal 2024, analysts forecast a dramatic recovery: revenues could quadruple to $96mn in 2025 and reach $117mn by 2026. The company's capital-light, high-margin model (91% gross margin in prior years) offers optionality as ABS market stress possibly reshapes the auto finance landscape.
Open Lending Corporation (NASDAQ:LPRO ) Q2 2025 Earnings Conference Call August 6, 2025 5:00 PM ET Company Participants Jessica Elizabeth Buss - CEO, Interim CFO & Chairman Ryan Gardella - Corporate Participant Conference Call Participants John Kimbrough Davis - Raymond James & Associates, Inc., Research Division Operator Good afternoon, and welcome to the Open Lending Second Quarter 2025 Earnings Conference Call. As a reminder, today's conference call is being recorded.