LexinFintech Holdings Ltd. American Depositary Shares (LX)
Summary
LX Chart
LexinFintech Holdings Ltd. (LX) Q2 2026 Earnings Call Transcript
LexinFintech Holdings Ltd. (LX) Q2 2026 Earnings Call Transcript
LexinFintech Q2 Earnings Call Highlights
LexinFintech NASDAQ: LX reported second-quarter net income of CNY101 million as tighter funding conditions and broader industry risk concerns pressured its loan facilitation operations. Management said recent risk events involving certain industry peers prompted funding providers to tighten or suspend supply across the sector, affecting new loan originations and increasing uncertainty around asset quality.
LexinFintech Q2 Earnings Preview: Low Valuation Meets Unclear Inflection Points
LexinFintech faces low investor expectations ahead of Q2 2026 results, with topline growth offset by earnings pressure and asset quality concerns. LX's shift toward non-consumer finance and ecosystem businesses now comprises over half of total volume, but rising delinquency rates and net margin contraction remain critical risks. Trading at just 1.3x 2027E forward earnings, LX's valuation reflects macro headwinds, deteriorating fundamentals, and limited visibility for either a bullish or bearish case.
LexinFintech Holdings Ltd. American Depositary Shares Investors
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
| JD Jim Dushek HARBOUR INVESTMENTS Inc. | 100 | $580 | $147 | -$433 | -74.66% |
| NA Nizar Araji National Bank Of Canada /FI/ | 300 | $1,599 | $441 | -$1,158 | -72.42% |
 Jeff Ameen Spire Wealth Management | 500 | $1,336.1 | $730 | -$606.1 | -45.36% |
 Brian Baylis Bell Investment Advisors Inc. | 1,275 | $3,396.23 | $1,861.5 | -$1,534.73 | -45.19% |
 Ashish Sharma DGS Capital Management LLC | 100,790 | $379,155.24 | $147,153.4 | -$232,001.84 | -61.19% |
LexinFintech Holdings Ltd. American Depositary Shares (LX) FAQ
What is the stock price today?
On which exchange is it traded?
What is its stock symbol?
Does it pay dividends? What is the current yield?
What is its market cap?
Has LexinFintech Holdings Ltd. American Depositary Shares ever had a stock split?
LexinFintech Holdings Ltd. American Depositary Shares Profile
| Financial Services Industry | Financials Sector | Wen Jie Xiao CEO | NASDAQ (NGS) Exchange | 528877103 CUSIP |
| CN Country | 7,169 Employees | 24 Apr 2026 Last Dividend | - Last Split | 21 Dec 2017 IPO Date |
Overview
LexinFintech Holdings Ltd. specializes in offering online consumer finance services within the People's Republic of China, functioning through its subsidiaries. The company, originally known as Staging Finance Holding Ltd., underwent a name change to LexinFintech Holdings Ltd. in March 2017 and was established in 2013. With its headquarters in Shenzhen, LexinFintech has carved a niche in providing comprehensive financial solutions ranging from installment purchases to personal installment loans, focusing on technological innovation to enhance service quality and financial efficiency for its clients and partners. Through its variety of products and services, LexinFintech caters to a broad consumer base, offering tailor-made financial solutions designed to meet their varied needs.
Products and Services
Fenqile.com
This online consumer finance platform by LexinFintech offers a versatile range of services including installment purchase options and personal installment loans. Fenqile.com is designed to cater to the evolving needs of modern consumers, facilitating easy access to finance with manageable repayment options.
Le Hua Card
A scenario-based lending product that simplifies borrowing for consumers by incorporating it into various life scenarios. The Le Hua Card exemplifies LexinFintech's innovative approach to consumer finance, blending seamlessly into the everyday financial needs of its users.
Technology-driven Platform Services
LexinFintech offers specialized services for its financial institution customers and partners. These services are aimed at increasing revenues, enhancing operating efficiency, managing financial risks, improving service quality, enhancing collections, and reducing overall costs, all through the leverage of technology.
Maiya Application
This application provides a unique shopping experience by offering location-based services combined with buy-now and pay-later options. Maiya Application reflects LexinFintech's commitment to integrating financial services with daily consumer activities, making shopping more convenient and financially manageable.
Juzi Licai
An innovative online investment platform that allows users to explore various investment opportunities. Juzi Licai is part of LexinFintech's broader strategy to diversify its offerings and provide comprehensive financial services that go beyond lending and into wealth management.
Additional Services
LexinFintech also extends its expertise to providing technical support and consulting, software development, financing guarantee, and financial technology services. This broad array of services underscores the company's role as a comprehensive provider of financial technology solutions, aiming to address the complex needs of today's financial landscape.
