North Dallas Bank & Trust Co.'s earnings will improve as they pay down expensive borrowing and mature low-yield treasuries, projecting significant growth by 2026. NODB's commercial real estate loans, with low credit risk, mature in 2026-2027, providing a margin of safety. Shares trade at 75% of tangible book value, with limited liquidity due to concentrated ownership, offering >30% upside potential.
| Banks Industry | Financials Sector | Larry A. Miller CEO | OTC PINK Exchange | 659012108 CUSIP |
| US Country | 107 Employees | 17 Jul 2026 Last Dividend | 11 Mar 1999 Last Split | - IPO Date |
North Dallas Bank & Trust Co. is a financial institution that has been serving personal and business clients in Texas since 1961. Headquartered in Dallas, Texas, the company is dedicated to providing a comprehensive range of banking products and services tailored to meet the financial needs of its customers. Through its extensive offerings, North Dallas Bank & Trust Co. combines traditional values with modern banking solutions to facilitate banking, lending, and investment management facilities for a diverse clientele.
The bank's product and service portfolio is extensive, catering to both individual and business clients with a variety of banking and financial solutions.
North Dallas Bank & Trust Co. offers an array of checking and savings accounts designed to suit various customer needs, along with certificate of deposits and individual retirement accounts for long-term savings and investment.
The bank provides various loan options including vehicle loans, personal loans, overdraft protection, home equity loans, home improvement loans, and construction and residential lot loans. It also offers a home equity line of credit and mortgage loans, enabling customers to finance their homes or projects with flexibility.
Customers can access convenient payment solutions through the bank's debit and credit card services, facilitating easy transactions and financial management.
With the aim of providing convenient banking anytime, anywhere, North Dallas Bank & Trust Co. offers comprehensive online and mobile banking services, allowing customers to manage their accounts, transfer funds, and pay bills online.
For business clients, the bank provides business lines of credit, equipment financing, commercial real estate loans, and interim construction loans. It also specializes in healthcare financing and physician services, supporting the unique needs of the healthcare industry.
North Dallas Bank & Trust Co. offers a suite of treasury services, including solutions for payables, receivables, information reporting, liquidity management, and fraud mitigation, designed to help businesses manage their finances efficiently and securely.
The bank extends its services to include investment management, trust, retirement, and financial planning services, providing expert guidance and strategies to help clients grow and protect their wealth.