OceanFirst Financial Corp. (OCFC)
NASDAQ (NGS) NASDAQ (NGS) Primary Summary
OCFC Chart
OceanFirst Financial Corp. (OCFC) Q2 2026 Earnings Call Transcript
OceanFirst Financial Corp. (OCFC) Q2 2026 Earnings Call Transcript
OceanFirst Financial Q2 Earnings Call Highlights
OceanFirst Financial NASDAQ: OCFC reported a second-quarter GAAP net loss of $0.04 per diluted share after recording $33.6 million of after-tax merger-related expenses tied to its acquisition of Flushing Financial Corporation. On a core basis, excluding non-recurring items, the company earned $0.43 per share, or $30.5 million, unchanged from the prior quarter and 39% above the prior-year period.
OceanFirst Financial: Merger Complete, Great Dividend Yield
OceanFirst Financial Corp. remains Buy-rated following its transformative acquisition of Flushing Financial, scaling assets to $23.3 billion and expanding its New York metro presence. Q2 2026 results showed adjusted earnings of $0.43 per share, in line with expectations, with strong organic loan and deposit growth despite headline GAAP losses from merger costs. Net interest margin expanded to 3.05%, while credit quality and core return metrics improved, reflecting disciplined management and a resilient commercial focus.
OceanFirst Financial Corp. Investors
| Name | Quantity | Cost | Value | Profit ($) | Gain (%) |
|---|---|---|---|---|---|
 Curtis Ellergodt Rothschild Investment LLC | 25 | $439.53 | $496.75 | $57.22 | 13.02% |
| BZ Brandon Zatopek Commonwealth Equity Services LLC | 86,172 | $1.68M | $1.67M | -$9,482.76 | -0.56% |
| SN Stephanie Nee HARBOR CAPITAL ADVISORS Inc. | 18,843 | $323,705.65 | $365,931.06 | $42,225.41 | 13.04% |
| BG Bart Gancher Intech Investment Management LLC | 16,402 | $286,240.99 | $318,526.84 | $32,285.85 | 11.28% |
| DS David Sreter WARBURG P Inc.US LLC | 9.57M | $186.71M | $189.29M | $2.59M | 1.38% |
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OceanFirst Financial Corp. Profile
| Banks Industry | Financials Sector | Christopher D. Maher CEO | NASDAQ (NGS) Exchange | 675234108 CUSIP |
| US Country | 926 Employees | 10 Aug 2026 Last Dividend | 20 May 2002 Last Split | 3 Jul 1996 IPO Date |
Overview
OceanFirst Financial Corp. is a distinguished bank holding company for OceanFirst Bank N.A. This prestigious financial institution has a rich legacy of community banking since its inception in 1902, headquartered in the historical town of Red Bank, New Jersey. OceanFirst Financial Corp. prides itself on offering a comprehensive range of banking services that cater to both retail and commercial clientele. By fostering strong community connections and delivering exceptional financial solutions, OceanFirst has established itself as a cornerstone of reliability and service in the banking sector.
Products and Services
Banking Accounts: The foundation of OceanFirst's offerings includes a variety of banking accounts to suit every need and preference. Customers can choose from money market accounts, savings accounts, interest-bearing and non-interest-bearing checking accounts, alongside time deposits and brokered deposits. These options are expertly tailored to serve the diverse requirements of retail, government, and business customers, ensuring a custom fit for every financial goal.
Loans: OceanFirst provides a robust selection of loan products designed to meet the varied financing needs of its customers. This includes commercial real estate loans, loans for multi-family units, land loans, construction loans, as well as commercial and industrial loans. Residential borrowers can take advantage of fixed-rate and adjustable-rate mortgage loans secured by one-to-four family residences. Additionally, the bank extends consumer loans, like home equity loans and lines of credit, student loans, overdraft lines of credit, and loans on savings accounts, thereby covering a wide spectrum of borrowing needs.
Investments: Recognizing the importance of investment opportunities, OceanFirst offers an array of investment products. Customers can invest in mortgage-backed securities, securities issued by the U.S. Government and agencies, corporate securities, and other investments. These opportunities provide a pathway for clients to diversify their portfolios and seek growth or stability as per their investment strategies.
Additional Services: Beyond traditional banking and loan services, OceanFirst broadens its offerings with additional services aimed at enhancing customer experience and meeting complex financial needs. This includes bankcard services, trust and asset management services, and bank owned life insurance products. These services are indicative of OceanFirst's commitment to provide comprehensive financial solutions that extend well beyond mere banking.
