OneConnect Financial Technology Co., Ltd. (OCFT)

Overview

OneConnect Financial Technology Co., Ltd. is a leading provider of cloud-platform-based Fintech solutions, offering a comprehensive suite of services aimed at enhancing the efficiency and effectiveness of financial institutions within the People's Republic of China. Since its foundation in 2015, and operating from its headquarters in Shenzhen, OneConnect has dedicated itself to supporting the financial industry through advanced technological solutions. These solutions are designed to cater to a vast array of financial operations, including retail banking, wealth management, risk management, and digital insurance, among others. The company’s approach integrates Artificial Intelligence (AI) and digital technology to streamline financial services, aiming to revolutionize the way financial institutions engage with technology.

Products and Services

• AI Banker App

  An application provided to banks' relationship managers, designed to aid in the management of the acquisition of retail customers and their ongoing relationships. This tool leverages AI technology to offer personalized service and engagement strategies, enhancing customer satisfaction and loyalty.

• Retail Banking Operation Management Platform

  A platform that enables financial institutions to monitor and manage their retail banking businesses. It streamlines operations and enhances the efficiency of service delivery to retail customers.

• Wealth Management Platform

  Offering banks advanced tools to improve the efficiency and effectiveness of their wealth management business. This platform facilitates a more personalized and strategic approach to wealth management services.

• Customer Incentive and Management Platform

  Allows banks to create their own customer rewards portals, fostering loyalty and encouraging continued patronage through incentivization.

• Intelligent Risk Management Solutions

  Comprehensive solutions aimed at enhancing the ability of financial institutions to manage and mitigate risks efficiently through advanced AI-driven analyses and strategies.

• Commercial-Banking-as-a-Service Solutions

  Including intelligent service, intelligent product development, and intelligent risk management platforms. These solutions offer banks a modular, scalable way to enhance their commercial operations through digital technology.

• Digital Services Platforms for Government Agencies

  Provides integrated credit, cross-border trade, financial, and enterprise services to support government agencies in digitalizing their operations and services.

• Banking Core System Solutions

  Core banking solutions that enable financial institutions to efficiently manage their daily operations and customer transactions with enhanced reliability and security.

• Digital Insurance Solutions

  A suite of solutions for digitalizing the insurance process, from marketing and customer management to claim processing, aimed at streamlining operations and improving customer service in the insurance sector.

• Gamma Voice Solution

  An AI-driven customer service solution tailored for financial institutions, designed to improve service delivery and customer satisfaction through automated, intelligent customer interactions.

• Gamma FinCloud Open Platform

  A plug-and-play, ready-to-integrate application development platform providing components for financial institutions to customize and enhance their digital services.

In addition, OneConnect offers information transmission, information technology advisory services, E-commerce security certificate administration, insurance survey and loss adjustment, and asset management and consulting services, further expanding its comprehensive support for the financial industry.