While the top- and bottom-line numbers for OneMain (OMF) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
OneMain Holdings (OMF) came out with quarterly earnings of $1.59 per share, beating the Zacks Consensus Estimate of $1.55 per share. This compares to earnings of $1.16 per share a year ago.
OneMain (OMF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
OneMain Holdings remains a compelling buy, supported by robust fundamentals, prudent loan management, and attractive valuation. OMF's strategic mix of fixed-rate, secured loans and investment diversification mitigates macroeconomic risks and supports liquidity. Net interest income rose 24.5% YoY, with delinquency ratios improving despite loan base expansion, highlighting resilient credit quality.
OneMain Holdings is upgraded to 'Buy' as resilient credit performance and strong underwriting drive solid earnings growth. OMF's tighter credit standards and stress overlays have improved delinquencies, with legacy loans now just 8% of the portfolio. Loan receivables are projected to grow 6%-8%, and a large 2026 tax refund season should further stabilize credit metrics.
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
OMF's 17.8% six-month rally highlights revenue gains, strong ROE and capital moves even as expenses and asset quality pressure growth.
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
OneMain Holdings Inc. offers an attractive risk/reward profile by focusing on nonprime consumers, balancing higher rates with manageable delinquencies. OMF boasts a 7% dividend yield, consistent dividend growth, and a new $1 billion share repurchase program supporting shareholder returns and limiting downside. The stock trades at a significant valuation discount, with strong profitability, robust revenue and cash flow growth, and a solid balance sheet.
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
OneMain Holdings, Inc. ( OMF ) Q3 2025 Earnings Call October 31, 2025 9:00 AM EDT Company Participants Peter Poillon - Head of Investor Relations Douglas Shulman - Chairman, President & CEO Jenny Osterhout - Executive VP & CFO Conference Call Participants Terry Ma - Barclays Bank PLC, Research Division Mark DeVries - Deutsche Bank AG, Research Division Mihir Bhatia - BofA Securities, Research Division Moshe Orenbuch - TD Cowen, Research Division Donald Fandetti - Wells Fargo Securities, LLC, Research Division Kyle Joseph - Stephens Inc., Research Division John Pancari - Evercore ISI Institutional Equities, Research Division Vincent Caintic - BTIG, LLC, Research Division Presentation Operator Welcome to the OneMain Financial Third Quarter 2025 Earnings Conference Call and Webcast. Hosting the call today from OneMain is Peter Poillon, Head of Investor Relations.
Although the revenue and EPS for OneMain (OMF) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.