The headline numbers for Oportun Financial (OPRT) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Oportun Financial Corporation (OPRT) came out with quarterly earnings of $0.40 per share, beating the Zacks Consensus Estimate of $0.09 per share. This compares to earnings of $0.09 per share a year ago.
Opportun shares slide 25.8% in a month. Let us find out whether its loan growth and product diversification efforts make it a lucrative bet.
Oportun designs financial products for individuals with low credit scores, offering access through mobile app, website, telesales, and 128 retail locations. Utilizing AI and proprietary data, Oportun's underwriting models assess credit risk more effectively than traditional scoring methods. The company faced many problems in the past, which explain its low valuations.
The average of price targets set by Wall Street analysts indicates a potential upside of 31.7% in Oportun Financial (OPRT). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
Oportun's Turnaround Looks Good Until You Check Under The Hood
Oportun Financial (OPRT) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
Oportun Financial Corporation (NASDAQ:OPRT ) Q4 2024 Earnings Conference Call February 12, 2025 5:00 PM ET Company Participants Dorian Hare - SVP, IR Raul Vazquez - CEO Jonathan Coblentz - CFO & CAO Conference Call Participants Rick Shane - JP Morgan John Hecht - Jefferies Hal Goetsch - B. Riley Securities Gowshi Sri - Singular Research Brendan McCarthy - Sidoti Vincent Caintic - BTIG Operator Good afternoon, and welcome to Oportun Financial's Fourth Quarter 2024 Earnings Call.
Oportun Financial (OPRT) offers an attractive risk/reward profile, trading below tangible book value with potential for significant revenue and profit growth, driven by improved management and governance. OPRT's tangible book value per share is approximately $5.35, providing substantial downside protection and a margin of safety even at conservative valuations. FY25 profitability is expected to be strong, with economic earnings projected at $0.75+ per share, driven by reduced net charge-offs, automation, and deleveraging.
Oportun Financial Corporation (NASDAQ:OPRT ) Q2 2024 Earnings Call Transcript November 12, 2024 5:00 PM ET Company Participants Dorian Hare - Investor Relations Raul Vazquez - Chief Executive Officer Jonathan Coblentz - Chief Financial Officer & Chief Administrative Officer Conference Call Participants John Hecht - Jefferies Gowshihan Sriharan - Singular Research Vincent Caintic - BTIG Operator Greetings and welcome to Oportun Financial's Third Quarter 2024 Earnings Call and Webcast. At this time, all participants are in a listen-only mode.
Although the revenue and EPS for Oportun Financial (OPRT) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Oportun is a financial services company offering competitive personal lending products and savings services through its award-winning platform. The company is significantly undervalued. OPRT management attempts a turnaround, expecting fundamental improvements. Macro/market tailwinds due to the Fed rate policy pivot may boost Oportun's financial performance.