PGY posts record Q2 net income, raises the 2025 revenue outlook, and touts a resilient, AI-driven, capital-light business model.
Here is how Northern Trust Corporation (NTRS) and Pagaya Technologies Ltd. (PGY) have performed compared to their sector so far this year.
Pagaya Technologies Ltd. (NASDAQ:PGY ) Q2 2025 Earnings Conference Call August 7, 2025 8:30 AM ET Company Participants Evangelos Perros - Chief Financial Officer Gal Krubiner - CEO, Co-Founder & Director Josh Fagen - Head of Investor Relations & COO of Finance Sanjiv Das - Co-Founder & President Conference Call Participants Harold Lee Goetsch - B.
Although the revenue and EPS for Pagaya Technologies Ltd. (PGY) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Pagaya Technologies Ltd. (PGY) came out with quarterly earnings of $0.64 per share, missing the Zacks Consensus Estimate of $0.69 per share.
PGY expects strong Q2 results, with revenues anticipated to rise 29% year over year.
Pagaya offers a value-oriented AI fintech play, benefiting from secular AI tailwinds and a growing partner ecosystem, though not a high-conviction buy. Growth is stabilizing at high teens, with improving margins and a defensible data-driven moat, but competition and lack of explosive growth temper enthusiasm. Valuation is reasonable at 2.17x EV/forward revenue, reflecting recent profitability and US expansion, yet leaves room for further rerating.
Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Pagaya Technologies Ltd. (PGY), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended June 2025.
In the latest trading session, Pagaya Technologies Ltd. (PGY) closed at $29.12, marking a -3.09% move from the previous day.
Pagaya Technologies Ltd. (PGY) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report.
Pagaya's asset-light model shields it from credit risk while powering 213% YTD gains and sharp earnings growth forecasts.
Pagaya Technologies Ltd. PGY and OneMain Holdings, Inc. OMF are both consumer finance companies focused on catering to the underserved credit market -- subprime and non-prime borrowers.