Pagaya Technologies: Use The Recent Dip To Pursue This Exciting Consumer Finance Intermediary
Pagaya Technologies, a small-cap fintech player, has outperformed its fintech and Israeli tech peers by a huge margin this year, even as its share price has expanded by over 2x. Network volumes and FRLPC margins continue to expand at a healthy pace, while PGY will be GAAP profitable on an annual basis by the end of this year. PGY looks compelling from a PEG viewpoint (a multiple of less than 0.6x), while it is also priced at a substantial P/E discount to other peers, particularly Upstart.
Pagaya Skyrockets 225.3% YTD: Should You Still Buy the Stock?
The PGY stock has soared 225.3% in 2025, fueled by profitability, AI-driven growth and bullish analyst sentiment.
Pagaya Technologies Ltd. (PGY) Stock Slides as Market Rises: Facts to Know Before You Trade
In the latest trading session, Pagaya Technologies Ltd. (PGY) closed at $31.76, marking a -8.31% move from the previous day.
Pagaya Technologies: Profitable Growth At A Bargain Price (Strong Buy)
Pagaya Technologies is delivering profitable growth, with Q2 2025 revenue up 30% y/y and two consecutive GAAP-profitable quarters. PGY raised 2025 guidance, driven by expanding margins, new verticals like auto and POS loans, and robust partnerships with over 30 lenders. Despite a 246% stock rally, PGY remains undervalued at 2.2x forward sales and 10x EBITDA, offering significant upside versus fintech peers.
Will Pagaya's AI-Driven Model Support Its Growth Momentum?
PGY expands lending capacity with AI-driven growth and a capital-light, diversified model.
Earnings Estimates Rising for Pagaya Technologies Ltd. (PGY): Will It Gain?
Pagaya Technologies Ltd. (PGY) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Pagaya Technologies: Unbelievably Cheap After Big Rally
Pagaya has soared 200% but remains undervalued, with strong Q2'25 results and a market cap just over $2 billion. The fintech is rapidly expanding its AI lending platform, signing major funding deals like Castlelake and moving into auto and POS loan originations. The stock trades at less than 10x 2026 EPS targets, though loan impairment charges are a risk to the investment story.
Pagaya: Profitability Inflection And Scalable Product Expansion
I rate Pagaya a systematic Buy, driven by its shift to GAAP profitability, scalable operating leverage, and a capital-light, diversified funding model. Pagaya's new AI-driven products and deeper partner integration position it as a growth engine, supporting durable margin expansion and recurring revenue. Risks include execution challenges in scaling new products, macroeconomic cyclicality, high valuation, and reliance on non-GAAP adjustments and key partners.
Pagaya Technologies Stock: The Quiet AI Powerhouse In Fintech You Might Be Overlooking
Pagaya Technologies is delivering strong growth, with profitable quarters, top-line beats, and expanding into new lending verticals like auto and point-of-sale financing. Its AI-driven B2B model, capital-light structure, and deep data moat create a scalable, sticky platform that differentiates it from traditional lenders. Despite a 200%+ YTD rally, Pagaya trades at only 2x sales and 12x non-GAAP earnings, with my DCF model showing 17%+ upside from current levels.
How to Play Pagaya Stock After Upbeat Q2 Earnings Performance?
PGY posts record Q2 net income, raises the 2025 revenue outlook, and touts a resilient, AI-driven, capital-light business model.
Is Northern Trust (NTRS) Outperforming Other Finance Stocks This Year?
Here is how Northern Trust Corporation (NTRS) and Pagaya Technologies Ltd. (PGY) have performed compared to their sector so far this year.
Pagaya Technologies Ltd. (PGY) Q2 2025 Earnings Call Transcript
Pagaya Technologies Ltd. (NASDAQ:PGY ) Q2 2025 Earnings Conference Call August 7, 2025 8:30 AM ET Company Participants Evangelos Perros - Chief Financial Officer Gal Krubiner - CEO, Co-Founder & Director Josh Fagen - Head of Investor Relations & COO of Finance Sanjiv Das - Co-Founder & President Conference Call Participants Harold Lee Goetsch - B.
