Regional Management Corporation (RM) is upgraded to a soft Buy, reflecting strong earnings growth and a deeply discounted valuation despite macro risks. RM reported record revenues and robust EPS growth, with Q1 2026 net income up 63% year-over-year and operating expense ratio at an all-time best 12.2%. Forward PE of 6.4 and analyst EPS targets suggest RM trades at a significant discount to peers, with a tangible book value premium and 3.34% dividend yield.
Regional Management Corp. (RM) Q4 2025 Earnings Call Transcript
Regional Management (RM) came out with quarterly earnings of $1.42 per share, missing the Zacks Consensus Estimate of $1.46 per share. This compares to earnings of $1.18 per share a year ago.
Regional Management Corp. (NYSE:RM ) Q2 2025 Earnings Conference Call July 30, 2025 5:00 PM ET Company Participants Garrett Edson - IR, ICR Inc. Robert William Beck - President, CEO & Director Harpreet Rana - EVP & Chief Financial & Administrative Officer Conference Call Participants David Michael Scharf - Citizens JMP Securities Alexander Villalobos-Morsink - Jefferies LLC Kyle Joseph - Stephens Inc. Vincent Albert Caintic - BTIG, LLC John J. Rowan - Janney Montgomery Scott LLC William Joseph Dezellem - Tieton Capital Management, LLC Operator Ladies and gentlemen, greetings, and welcome to the Regional Management Second Quarter 2025 Earnings Conference Call.
Regional Management (RM) came out with quarterly earnings of $1.03 per share, beating the Zacks Consensus Estimate of $0.72 per share. This compares to earnings of $0.86 per share a year ago.
RM continues to witness growth in loan originations. RM bought back shares worth $6.5 million in the first quarter of 2025.
Regional Management Corp. (NYSE:RM ) Q1 2025 Earnings Conference Call April 30, 2025 5:00 PM ET Company Participants Garrett Edson - ICR, Investor Relations Rob Beck - President and CEO Harp Rana - Chief Financial and Administrative Officer Conference Call Participants Kyle Joseph - Stephens, Inc. David Scharf - Citizens Capital John Rowan - Janney Alexander Villalobos - Jefferies Operator Greetings. And welcome to the Regional Management First Quarter 2025 Earnings Call.
Regional Management (RM) came out with quarterly earnings of $0.70 per share, beating the Zacks Consensus Estimate of $0.67 per share. This compares to earnings of $1.56 per share a year ago.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
RM's fourth-quarter results reflect higher interest and fee income, and rising loan originations, partly offset by an increase in total general and administrative expenses.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.