This article presents a diversified $100,000 high-yield dividend portfolio for November 2025, blending income, dividend growth, and reduced volatility. The portfolio features individual stocks like Mastercard, McDonald's, Duke Energy, Alphabet, and Apple, alongside ETFs such as SCHD, JEPQ, and RQI. Key metrics include a weighted P/E Ratio of 17.18, strong sector diversification, and a focus on companies with low beta and high dividend growth rates.
Dividends are “real” because they reduce book value, not earnings, preserving valuation anchored to P/E multiples. Ex-dividend price drops make stocks temporarily cheaper, improving fundamentals for dividend growth and value investors. SCHD's screening emphasizes quality, free cash flow, and dividend durability, supporting long-term outperformance and mean reversion.
Schwab U.S. Dividend Equity ETF (SCHD) remains a compelling option for portfolio diversification amid AI-driven market concentration and Magnificent Seven dominance. SCHD's largest sector exposures—energy and healthcare—are undervalued, and the ETF trades at a modest 13x earnings multiple, enhancing its value appeal. A nearly 4% dividend yield and the potential for growth-to-value rotation position SCHD as attractive for income-focused investors and those seeking defensive plays.
The Schwab US Dividend Equity ETF (NYSEARCA:SCHD ) was often seen as the gold standard among dividend exchange-traded funds.
Even if you follow the stock market intermittently, you know that dividend ETFs are having a moment.
October was huge. After years of steady saving, reinvesting, and making tough allocation decisions, Bert finally crossed the $30,000 forward dividend income mark. This dividend income goal was not achieved overnight. 15 years of saving every dollar I can, investing as much as possible, and pushing the envelope helped get me there. Once you hit a milestone, it is natural to set the next one. My front-line stretch goal for the end of the year is $31,500. Right now I sit $1,162 short of that target.
The 4-Factor Dividend Growth Portfolio, an alternative to SCHD, was rebalanced for fiscal year 4 with 11 new stocks and 11 removals. The portfolio's forward dividend yield dropped to 1.57% after rebalancing, prioritizing future capital appreciation and total return over near-term dividend income. Despite a weak FY3 return of 3.33%, the portfolio has outperformed SCHD since inception, maintaining a 15.16% CAGR versus SCHD's 6.45%.
Investing in some of the top monthly dividend paying ETFs can be an exhilarating exercise for some investors.
Schwab US Dividend Equity ETF has a well-above-market 3.8% dividend yield. The exchange-traded fund uses a fairly complex approach to select stocks.
Schwab U.S. Dividend Equity ETF is underperforming in 2025, returning just 0.9% despite a broader stock market rally. SCHD's sector concentration, especially heavy exposure to Consumer Staples and lack of Utilities, is a key factor behind its weak performance versus peers like VYM. While SCHD has outperformed bonds over the long term, its current sector mix could offer some downside protection if the economy weakens.
Schwab U.S. Dividend Equity ETF™ reported a modest 3.5% YoY dividend growth, lagging behind the REIT sector's performance. SCHD's lack of REIT exposure may limit its income growth potential under current market and interest conditions. SCHD's income growth could be pressured by trade disputes, energy pricing, etc.
Schwab U.S. Dividend Equity ETF™ offers a compelling alternative to tech-heavy indices, with a 3.9% dividend yield and defensive, value-oriented portfolio. SCHD's diversified holdings, lower volatility, and strong dividend growth provide stability and consistent income. Its top holdings, including PEP and ABBV, show upside potential and support SCHD's superior yield compared to SPY's 1.1%.