Selective Insurance is set to grow on premium gains, E&S momentum and rising investment income as capital strength supports expansion.
Selective Insurance Group faces a challenging environment as insurance markets soften and claims costs continue to rise, squeezing underwriting profits. Recent reserve charges and elevated loss picks, especially in commercial auto and general liability, underline claims cost inflation risk and the potential for further adverse developments. SIGI maintains attractive long-term growth opportunities via expansion into new states and its focus on hard-to-service small commercial clients, despite intensifying competition.
SIGI's Q1 earnings miss estimates as catastrophe losses and weak underwriting hit profits, despite strong investment income and modest revenue growth.
While the top- and bottom-line numbers for Selective Insurance (SIGI) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Selective Insurance (SIGI) came out with quarterly earnings of $1.69 per share, missing the Zacks Consensus Estimate of $1.73 per share. This compares to earnings of $1.76 per share a year ago.
Selective Insurance (SIGI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Selective Insurance stock remains poised to gain from solid retention rates, higher new business gains and renewal pure price increases.
Selective Insurance (SIGI) delivered FY2025 results in line with expectations, driven by improved commercial and E&S underwriting performance. SIGI's FY2026 guidance targets a combined ratio of 96.5%–97.5% and post-tax investment income of $465 million, reflecting cautious optimism amid industry challenges. At current levels, SIGI trades below historical valuation norms, with a forward P/E of roughly 10-12x and a price-to-book ratio of 1.48, versus a five-year average near 2x.
Selective Insurance Group, Inc. (SIGI) Q4 2025 Earnings Call Transcript
SIGI posts strong 4Q earnings with operating income up 59%, record NPW for 2025, improved combined ratio and higher investment income.
Although the revenue and EPS for Selective Insurance (SIGI) give a sense of how its business performed in the quarter ended December 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Selective Insurance (SIGI) came out with quarterly earnings of $2.57 per share, beating the Zacks Consensus Estimate of $2.24 per share. This compares to earnings of $1.62 per share a year ago.