Third Coast Bancshares, Inc. (TCBX)
NASDAQ (NGS) NASDAQ (NGS) Primary 
XFRA 
Third Coast Bancshares, Inc. (TCBX) Q3 2025 Earnings Call Transcript
Third Coast Bancshares, Inc. (NYSE:TCBX ) Q3 2025 Earnings Call October 23, 2025 11:00 AM EDT Company Participants Bart Caraway - Founder, Chairman, President & CEO John McWhorter - Senior EVP & CFO Audrey Duncan - Senior EVP & Chief Credit Officer Conference Call Participants Natalie Hairston - Dennard Lascar Associates, LLC Bernard Von Gizycki - Deutsche Bank AG, Research Division Wood Lay - Keefe, Bruyette, & Woods, Inc., Research Division Michael Rose - Raymond James & Associates, Inc., Research Division Matt Olney - Stephens Inc. David Storms - Stonegate Capital Partners, Inc., Research Division Presentation Operator Greetings, and welcome to the Third Coast Bancshares Third Quarter Earnings Conference Call. [Operator Instructions] Please note, this conference is being recorded.
Third Coast Bancshares, Inc. (TCBX) Beats Q3 Earnings and Revenue Estimates
Third Coast Bancshares, Inc. (TCBX) came out with quarterly earnings of $1.03 per share, beating the Zacks Consensus Estimate of $0.8 per share. This compares to earnings of $0.74 per share a year ago.
Third Coast Bancshares: Asset Quality And Valuation Justify A Bullish Outlook
Third Coast Bancshares remains a 'buy' as robust asset quality and strong fundamentals outweigh its modest premium to book value. Net interest margin and loan growth are driving revenue and profit gains, with net income up significantly year over year. The company trades at a low price-to-earnings multiple of 8.5, making it cheaper than peers on this metric.
Third Coast Bancshares: Lower Deposit Costs Drive Surge In Net Interest Margin
Third Coast Bancshares is a regional bank focused on Texas, with net interest income accounting for 95% of its Q2 2025 revenue. Earnings per share surged in Q2 2025, thanks to an improvement in the net interest margin, indicating the bank has navigated the 1% in 2024 Fed rate cuts quite well. With another 1% in rate cuts priced in by markets over the next year, I believe TCBX will be able to maintain (and potentially expand) its net interest margin.
Why Third Coast Bancshares (TCBX) Might be Well Poised for a Surge
Third Coast Bancshares, Inc. (TCBX) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Third Coast Bancshares (TCBX) Upgraded to Strong Buy: Here's Why
Third Coast Bancshares (TCBX) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Third Coast Bancshares, Inc. (TCBX) Q2 2025 Earnings Call Transcript
Third Coast Bancshares, Inc. (NASDAQ:TCBX ) Q2 2025 Earnings Conference Call July 24, 2025 11:00 AM ET Company Participants Audrey A. Duncan - Senior EVP & Chief Credit Officer Bart O.
Third Coast Bancshares, Inc. (TCBX) Tops Q2 Earnings and Revenue Estimates
Third Coast Bancshares, Inc. (TCBX) came out with quarterly earnings of $0.96 per share, beating the Zacks Consensus Estimate of $0.75 per share. This compares to earnings of $0.63 per share a year ago.
Third Coast Bancshares: Still Bullish Despite Its Recent Plunge
Third Coast Bancshares remains a 'buy' due to its attractive pricing, high asset quality, and growth in key Texas markets despite a 17% stock pullback. The company shows robust financial health with rising net interest margin, low debt, and management forecasting significant loan growth this year. Recent quarterly data reveals a slight decline in deposits but improvements in net interest income and non-accrual loans, supporting the company's growth trajectory.
Third Coast Bancshares, Inc. (TCBX) Q1 2025 Earnings Call Transcript
Third Coast Bancshares, Inc. (NASDAQ:TCBX ) Q1 2025 Results Conference Call April 24, 2025 11:00 AM ET Company Participants Natalie Hairston - IR Bart Caraway - Chairman, President & Chief Executive Officer John McWhorter - Chief Financial Officer Audrey Duncan - Chief Credit Officer Conference Call Participants Woody Lay - KBW Bernard Von Gizycki - Deutsche Bank Michael Rose - Raymond James Matt Olney - Stephens Dave Storms - Stonegate Operator Greetings, and welcome to the Third Coast Bancshares First Quarter 2025 Earnings Conference Call. At this time, all participants are in a listen-only mode.
Third Coast Bancshares, Inc. (TCBX) Surpasses Q1 Earnings and Revenue Estimates
Third Coast Bancshares, Inc. (TCBX) came out with quarterly earnings of $0.78 per share, beating the Zacks Consensus Estimate of $0.70 per share. This compares to earnings of $0.61 per share a year ago.
Third Coast Bancshares: Solid Topline Growth, Balance Sheet To Match Growth Prospects
Third Coast Bancshares: Solid Topline Growth, Balance Sheet To Match Growth Prospects
