Investors with an interest in Financial - Investment Bank stocks have likely encountered both UP Fintech Holding Limited (TIGR) and JPMorgan Chase & Co. (JPM). But which of these two companies is the best option for those looking for undervalued stocks?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Investors looking for stocks in the Financial - Investment Bank sector might want to consider either UP Fintech Holding Limited (TIGR) or Goldman Sachs (GS). But which of these two companies is the best option for those looking for undervalued stocks?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
UP Fintech Holding Limited (TIGR) Q2 2026 Earnings Call Transcript
UP Fintech NASDAQ: TIGR reported record second-quarter revenue as commission and interest-related income increased, while management pointed to continued client-asset growth across its international markets and said the effects of its May regulatory update for mainland China users had largely run their course.
UP Fintech Holding Limited (TIGR) Q1 2026 Earnings Call Transcript
UP Fintech NASDAQ: TIGR reported higher first-quarter revenue and operating profit, while a one-time regulatory penalty drove the online brokerage to a quarterly net loss.
Up Fintech is reiterated as a BUY after the recent imposition of a regulatory fine in China led to a sell-off in the stock. Mainland China now accounts for less than 10% of client assets, significantly reducing future regulatory exposure to the country. TIGR's revenue more than doubled within two years, with commissions up 67.8% YoY and growth driven by more stable Singapore and Hong Kong operations.
UP Fintech is still valued like a cyclical China-linked broker, while the underlying business is becoming a higher-quality, more resilient fintech platform. Q3/25 revenue jumped 73.3% to $175.2M, with non-GAAP net income of $57M and net margins of about 37%. AUM climbed 49.7% YoY to $61B, funded accounts rose 18.5%, and client cash moved sharply higher QoQ, reinforcing the quality of recent growth.
Revenues are accelerating sharply, growing at 73% or even 80%. Net income margin jumped from 11% to 31% in just 12 months. The company benefits from competitive advantages and a differentiated value proposition, driving customer preference over rivals. Mainland Chinese accounts dropped below 15% at the end of Q3 2025, signaling a significant reduction in regulatory risk and overseas expansion.
The mean of analysts' price targets for UP Fintech Holding Limited (TIGR) points to a 46.3% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.